During the planning and implementation of Information and Communication Technologies solutions in the healthcare system, attention should be focused on the interests of citizens, healthcare employees, and the public. The project „Development of the Healthcare Information System for Basic Healthcare and Pharmaceutical Services“ demands the implementation of Electronic Healthcare Documentation in...

This paper uses individual level data to analyze the effect of changes in the compulsory benefit package of the German statutory health insurance scheme on the demand for private supplementary insurance. In particular, we aim at measuring the effect of excluding dentures from the benefit package in 1997 as well as the effect of re-including them in 1999.A difference-in-differences estimator is ...

In the Sudano-Sahelian region, which includes South Niger, the inter-annual variability of the rainy season is high and irrigation is scarce. As a consequence, bad rainy seasons have a massive impact on crop yield and regularly entail food crises. Traditional insurances based on crop damage assessment are not available because of asymmetric information and high transaction costs compared to the...

In 2011 the US National Health Expenditure is estimated to amount to $ 9,216 per capita: that is 17.0% of Gross Domestic Product (GDP) w1x. The authors Heffler c.s. give the warning that for 2001 health spending grew faster than expected. In that year and in 2002 the real health spending growth, that is growth without inflation, is expected to average 6.6% per year. Nevertheless they used as a ...

Medical experts who practice social medicine have a strong ethical approach for their professional positions. Their reports must reflect an objective, independent, high-quality assessment of interactions between health status and the disability of individuals. However, they must simultaneously consider the societal involvement of these individuals when determining the framework of the Statutory...

Both the German statutory and private health insurances cover enteral nutrition (EN) products. Approximately 100,000 patients receive reimbursed EN; 70% are tube fed for an average 9 months. 70% of the tube-fed patients are cared for in institutions (i.e. for the elderly) and 30% at home. The prescription and reimbursement of EN is covered by Volume Five of the Social Legislation Code (Social C...

This study examines the lapse rates of certain life insurances in relation to various economic and non-economic events, analysing empirical insurance data, search answers questions what impact changed yield inflation environments lockdowns due Covid-19 had on cancellation contracts, how sensitive policyholders are changes yields case investment-type insurances. In addition conclusions drawn bas...

Recent health policy reforms try to increase consumer choice. We use a laboratory experiment to analyze consumers’ tastes in typical contract attributes of health insurances and to investigate their relationship with individual risk preferences. First, subjects make consecutive insurance choices varying in the number and types of contracts off ered. Then, we elicit individual risk preferences a...