Fraud is the unlawful acquisition of valuable assets gained via intended misrepresentation. It a crime committed by either an internal/external user, and associated with acts theft, embezzlement, larceny. The proliferation credit cards to aid financial inclusiveness has its usefulness alongside it attracting malicious attacks for gains. Attempts classify fraudulent card transactions have yielde...

In this study, demand-side variables affecting the use of institutional finance with small-scale growers roots and tubers profitability in Cameroon's southwest are investigated. Using a multi-step stratified straightforward random sample process, 837 respondents were chosen. study was found that as farm size grows, so does likelihood loan need. A farmer more years farming expertise has opportun...

Cashless transactions such as online transactions, credit card transactions, and mobile wallet are becoming more and more popular in financial transactions nowadays. With increased number of such cashless transaction, fraudulent transactions are also increasing. Fraud can be detected by analyzing spending behavior of customers (users) from previous transaction data. If any deviation is noticed ...

Data mining and cloud computing are two major trends in the recent information technology development. Data mining is a process to get actionable information and cloud computing provides software services via the Internet. One of the techniques which has been widely used in data mining for classification tasks is the nearest neighbor algorithm or NN algorithm. The NN algorithm is a method to cl...

Credit cards become increasingly popular in Sri Lanka while a total of 78,201 new issues were 2019 first quarter (Central Bank report). card usage affects the consumption patterns people, sometimes leading to purchase excessively with impractical confidence (Omar, et al., 2013). According central bank report, around 118,905 are being defaulted where payment is arrears for 90days or more showing...

We describe some results submitted by users of the Organic Builder, a Java applet where the rules of an artificial chemistry can be chosen in order to achieve a desired behavior. Though it was initially intended as a set of challenges to be tackled as a game, the users experimented with the system far beyond this and discovered several novel forms of self-replicators. When searching for a syste...