Development of e-banking has empirically modified the structure and characters of banks’ performance, efficiency, risk and challenges which have also been articulately recognized based on the international best practices. E-banking brazenly accelerates and restructures financial transactions via enhancing technology and expanding the banking services in comparison with conventional banking. Acc...

This study examines whether related-party transactions (RPTs) impact the value of firms’ cash holdings. Using a 2011–2018 sample Korean public firms, we find that greater RPTs lead to lower holdings value. In particular, this decline is more pronounced in chaebol firms than non-chaebol firms. Our findings suggest unique and complex corporate governance structure makes it difficult for outside i...

of “Efficient Cryptography for Information Privacy” by Foteini Baldimtsi, Ph.D., Brown University, May 2014. In the modern digital society, individuals, businesses and governments perform numerous everyday tasks such as shopping, banking and commuting using electronic media. Although these electronic transactions provide efficiency and convenience, they usually overlook the privacy of the users...

In this paper, a proxy blind signature scheme based on bilinear pairing is proposed. The proposed proxy blind signature is existential unforgeable under adaptively chosen warrant attacks and chosen message attacks upon the CDH assumptions and DBDH assumptions in the Random Oracle Model. In order to make all levels of banks issue electronic coin, the proxy blind signature scheme is applied to co...

Cryptographic e-cash allows off-line electronic transactions between a bank, users and merchants in a secure and anonymous fashion. A plethora of e-cash constructions has been proposed in the literature; however, these traditional e-cash schemes only allow coins to be transferred once between users and merchants. Ideally, we would like users to be able to transfer coins between each other multi...

The Covid-19 pandemic has influenced the government to implement various policies as a form of support break chain spread virus. In addition, presence requires people switch from cash transactions non-cash prevent exposure Technological developments this transition with mobile banking facilitate transactions. This study aims determine effect perceived risk and on interest in using usefulness me...

The number of payment transactions in Hungary has increased by almost one and a half times over ten years. use electronic instruments grown dynamically, while only moderate increase cash was observed. analysis shows the evolution payments market quantifies social costs attached to instruments. value latter HUF 832 billion 2019, representing real growth 20 per cent 10 years, mainly due developin...

This paper investigates the effects of cash-only transactions on residential property values before, during and after financial crisis. Using a comprehensive database sales in Tallahassee, FL from 2006 to 2015 propensity score matching model, we find that, average, transaction is associated with 4.9% discount overall housing price. Further analyses reveal that present only lower- price segment ...

We use text-based analysis of 10-K product descriptions to examine whether firms exploit product market synergies through asset complementarities in mergers and acquisitions. Transactions are more likely between firms that use similar product market language. Transaction stock returns, ex post cash flows, and growth in product descriptions all increase for transactions with similar product mark...