for banks and financial institutions, credit risk had been an essential factor that needed to be managed well. credit risk was the possibility that a borrower of counter party would fail to meet its obligations in accordance with agreed terms. credit risk; therefore arise from the bank’s dealings with or lending to corporate, individuals, and other banks or financial institutions.  credit risk...

The face of agricultural lending has changed dramatically over the last several decades from both a demand and supply perspective. Farm numbers are down, but size is up. The distribution of farms is increasingly bimodal; 2% of farms today produce over one half of total sales. Largesized operations are capital intensive, utilizing the latest technologies embodied in variable and fixed inputs to ...

Most community banks have been unable to increase dramatically the percentage of their revenue coming from non-traditional sources and so remain reliant on the net income generated by traditional intermediation activities. This continued dependence means that the lending strategy chosen by any community bank is a key determinant of its survival. In this study the lending strategies chosen by a ...

This paper analyzes the overall profitability of city commercial banks and agricultural banks, how financial technology has an impact from existing theory mechanism, establishes panel data in empirical part for analysis, it is concluded that can promote small medium-sized but there heterogeneity between urban rural finally, gives some suggestions on healthy upgrading transformation to regulate ...

agricultural engineering and technical consulting services (agricultural advisory services), have been initiated to provide, among other facilitating affairs, job opportunities for agricultural graduates; while without entrepreneurial activities and simply relying on public sector contracts many of them will not be able to be economically sustainable and preserve their members employment. so th...

The study examined the effects of government spending on the agricultural sector in Nigeria. The objectives were to: ascertain the effects of government expenditure (GEA), deposit money banks loan (DBA) and gross capital formation (GCF) on agricultural production output in Nigeria. The quasi-experimental research design was employed. The study employed time series data in its analysis. Data ado...