This paper explores the pricing of debt in a financial system where the assets that borrowers hold to meet their obligations include claims against other borrowers. Assessing financial claims in a system context captures features that are missing in a partial equilibrium setting. It is possible for spreads to fall as debts rise, as debt-fuelled increases in asset prices and stronger balance she...

Hospital efficiency relates to organizational factors and leadership style. This study investigated several factors, as one interdependent construct, with the potential to influence hospital performance in terms of quality-of-care. National database and survey information on modern management, lean management, organizational traits and leadership was compared. A positive correlation was found b...

In an era that in which  the economy is in the core of knowledge aspect, knowledge is considered as a vital factor in maintaining the sustained competitive advantage of organizations. Today, the art and skill of management in organizations is moving towards changing into the art of "knowledge management"; and, leadership means providing suitable conditions and grounds in producing valuable know...

This paper is focused on the analysis and comparison of liquidity ratios and asset liability management practices in top three banks from public, private and foreign sector in India. The analysis is based upon the liquidity ratios calculation and the determination of maturity gap profiles for the banks under study. The paper also compares these banks maturity gap profiles with their correspondi...

utilizing the resources of the web in educational practices has made instructional processes more efficient and interesting and has made the learning process on the other hand much easier and attractive. with the web, english language teachers now have the option of engaging learners in online (web-based) instructions in addition to the use of conventional classroom instructions or alternativel...

An experiment was conducted to investigate the effects of vocabulary constraints and syntax on human interactions with a speech interactive system. Three dialogue styles for a telephone banking application, all using constrained vocabularies, were compared: yes/no, menu and query prompts. These styles differ both in the degree of vocabulary constraint, and in how that constraint i s communicate...