abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

nanotechnology is a general term which is related with field of all advanced science term that generally predicates with all modern technologies which consider nanoscales. improvement in the quality of products by adding some nanoparticles and study of their behavior in the presence of these nanoparticles have been obtained in many researches. on the other hand numerous demands for sowing ...

this study was carried out to investigate the effects of integrative vs. instrumental motivation, learning strategy use and gender on iranian efl learners. to this end, 120 efl learners both male and female majoring in english language and literature at shiraz university participated in the study. in order to conduct this study three instruments were used: oxford quick placement test, motivatio...

a novel silver (ag) nanocomposite electrode was proposed that fabricated from metal nanostructures and ionic liquids. the combined application of unique properties of nanomaterials and ionic liquids in the design of this ag nanocomposite results in electrodes with interesting advantages compared to the conventional metal disk electrode. in the first part of this thesis, the elecrocatalytic eff...

abstract the purpose of this study was to find out the effect of applying the principles of group-dynamic assessment (g-da) on learning of conditional structures in english by iranian efl learners at the intermediate level, which according to the formal educational system in iran, includes students who are in their second year of studying in high schools of koohdasht city. this study was a qua...

Introduction: This study aimed to investigate the effect of resistance and aerobic exercises with different intensities on BDNF & TrkB receptor gene expression in ovariectomized mice. Methods: Sixty 6 to 8-month old mice with average weight of 230 ±10 g were randomly divided into six 10-member groups: ovariectomized + high-intensity resistance exercises, ovariectomized + low-intensity resistan...

Puddling is the most common method of land preparation for lowland rice cultivation. The purpose of this study was to assess the influence of various intensities of puddling on percolation rate, water retention by soil and the amount of water used for different puddling intensities in three dominant soil textures of paddy fields in Guilan province. Undisturbed soil samples were taken from 3 dif...