Internet Banking is performed in an insecure environment, that is, both the PC and the web browser may have viruses and spyware. Therefore the sensitive data such as client passwords and financial transactions can be eavesdropped and modified. This paper presents two smart card based solutions for Internet Banking. Unlike most of earlier approaches which handles all the sensitive data using the...

Internet has been permeating into every corner of the world and every aspect of our lives, empowering us with anywhere, anytime remote access and control over information, personal communications (e.g., through smart-phones), and our environment (e.g., through the use of sensors, actuators, and RFIDs). While enabling interoperation with the Internet brings tremendous opportunities in service cr...

Smart phones have rapidly become hand-held mobile devices capable of sustaining multiple applications. Some of these applications allow access to services including healthcare, financial and online social networks and are becoming common in the smart phone environment. From a security and privacy point of view, this seismic shift is creating new challenges, as the smart phone environment is bec...