نتایج جستجو برای: professional liability insurance
تعداد نتایج: 173387 فیلتر نتایج به سال:
Unlike the situation in occupational health and safety, there is no nationally coordinated approach to risk management to prevent unintended outcomes of health care provision and improve health care quality. There is a related absence of linkages between quality assurance process, other programs aimed at patient injury prevention and professional indemnity insurance systems. This article discus...
according to the famous theory in iranian jurisprudence, civil liability of the vehicle keepers against third party is on the res ipsa loquitor, duty of care, or risk, or a combination of them. regarding to these foundations, if a vehicle keeper has not a policy of insurance covering third party damage, he or she must compensate the damage although has not caused the accident. this was inferenc...
Dissatisfaction with property-liability insurance is widespread and seems to be growing. Insurance availability and affordability have become major issues in election campaigns nationwide, and Congress is threatening to impose new federal regulations. This unusual amount of attention seems to reflect fundamental changes in the nature of insurance and insurance markets. Insurers maintain that th...
In this paper we examine the factors that determine how firms manage large, firmspecific risks, in this case, product liability. The risk of being sued for defective products or damage from defective products poses a small probability of a great loss to the firm. Product liability exposure arises from the firm’s choice of products and markets; choices that are fundamental to the firm’s business...
This paper considers the case where adequate negligence standards cannot be defined because actions of defendants before an accident are imperfectly observable. Negligence-based liability rules, which are often considered as the only efficient liability rule in the presence of multiple tortfeasors, are not feasible in this environment. We propose an insurance-based liability rule as a remedy: D...
This paper examines auditor liability rules under imperfect information, costly litigation and risk averse auditors. A negligence rule fails in such a setting, because in equilibrium auditors will deviate with positive probability from any given standard. It is shown that strict liability outperforms negligence with respect to risk allocation, and the probability that a desired level of care is...
This paper considers the effect of tort liability reforms on medical malpractice and general liability insurance markets. The primary reforms analyzed were damages caps and other liability reforms. These reforms decreased premiums, reduced losses, and improved the profitability of insurance companies based on evidence using detailed individual company by state data from the National Association...
Medical liability reform has maintained a tenacious hold on the national policy agenda. During the first several years of the 21st century, a malpractice insurance “crisis” prompted vociferous demands by organized medicine and liability insurers for tort reforms to curb litigation costs.1 Many observers anticipated that once the insurance market calmed, so too would calls for reform. Instead, a...
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