This paper examines what we can learn from existing studies, or could learn from existing data, about the implications of banking consolidation for the financing of economic activity in rural areas. The evidence indicates that large organizations will expand their offices in rural areas. The role of relatively small banks headquartered in rural areas as providers of banking services in their co...

From the perspective of poverty alleviation, socially relevant, or pro‐poor, rural innovation is of particular interest in a country like India since it is in rural areas that most of the poor live. Pro‐poor innovation in rural areas is more likely to occur through small‐scale ventures and entrepreneurs than industrial research and development. The Indian banking system does not su...

We exploit the deregulation of interstate bank branching laws to test whether banking competition affects innovation. We find robust evidence that banking competition reduces statelevel innovation by public corporations headquartered within deregulating states. Innovation increases among private firms that are dependent on external finance and that have limited access to credit from local banks...

This study aims to determine the effect of exchange rates, Bank Indonesia Sharia Certificates (SBIS), and profit-based financing on level risk problems in Commercial Banks Indonesia. The data used were secondary from January 2015 October 2021. population was Banking Statistics published by Financial Services Authority (OJK), using non-probability sampling technique. analysis multiple linear reg...

We study the role of financial market development in the financing choice of firms in developing countries using a dynamic panel approach with aggregate firm-level data. The results suggest that equity market development favors firms’ equity financing over debt financing, while banking sector development favors debt financing over equity financing, as one would expect. However, surprisingly, eq...

The Internet/World Wide Web (WWW) offers due to its key features interactivity and multi-media support a broad potential for marketing in the field of financial services. Presently however, this potential is only partially utilized w.r.t. product information and recently standard financial transactions. Generalizing on research project work with Advance Bank, a Munich based direct banking firm,...

The merger of banks is one of the methods for reforming the structure of banks, which has attracted Iranian banking policymakers in recent years. In the process of merging, paying attention to its effects can help to integrate banks. In Iranchr('39')s banking network, financing of production is one of the main concerns of banking policymakers. Therefore, it is important to study the effect of b...

The study aimed to determine the effect of third-party funds, inflation, and non-performing financing on volume Islamic banking with economic growth as a moderating variable in commercial banks Indonesia 2016–2020. data used is secondary data, which processed using moderated regression analysis method (MRA). results show that financial variables significantly affect volume. Partially, funds inf...

At present, the financing of small and medium-sized enterprises in China’s market economy has caused great concern of the whole society. Small and medium-sized enterprises financing difficulties directly affect our country to complete the “public entrepreneurship, people’s innovation” goal. There are many reasons for the financing difficulties of SMEs, such as the small and medium-sized enterpr...