This paper studies the Homeowner Affordability Modification Program (HAMP), a 2009 federal program reducing delinquent homeowners mortgage payments to 31 percent of monthly income. To assess the program I propose and estimate a structural model of mortgage default using program results. The model allows for income, house prices, and exit preference shocks to induce default, and allows homeowner...

This paper revisits the attachment controversies, reexamining the debates regarding attachment phenomenon being universal or culture-specific, and reconsiders whether it is possible to conduct culturally sensitive attachment research in nonWestern societies while incorporating systematic empirical designs to enable replications across cultures. The goal of this paper is to improve our understan...

John Bowlby was a psychoanalyst (like Freud) and believed that mental health and behavioural problems could be attributed to early childhood. Bowlby's evolutionary theory of attachment suggests that children come into the world biologically pre-programmed to form attachments with others, because this will help them to survive. Bowlby was very much influenced by ethological theory in general, bu...

objective(s):anodized treated titanium surfaces, have been proposed as potential surfaces with better cell attachment capacities. we have investigated the adhesion and proliferation properties of h9c2 cardiac myoblasts on anodized treated titanium surface.  materials and methods: surface topography and anodized tubules were examined by high-resolution scanning electron microscopy (sem). control...

Introduction: Parents' attachment to the child is an intimate,warm and continuous relationship which is the basis of the natural development of the child. Attachment starts long before birth, and is affected by a variety of factors that are not definitively recognized. Also, several interventions have been proposed for improving it that their effectiveness has not yet been determined. Given the...

This document specifies mobility messages that allow transparent routing of IP datagrams to mobile nodes in the Internet. Each mobile node is always identified by its home address, regardless of its current point of attachment to the Internet. While situated away from its home, a mobile node is also associated with a care-of address, which provides information about its current point of attachm...

PURPOSE A quasi-experimental study was performed to investigate the effects of a home visiting discharge education program on the maternal self-esteem, attachment, postpartum depression and family function in 35 mothers of neonatal intensive care unit (NICU) infants. METHODS Twenty-three mothers in the intervention group received the home visiting discharge education while 12 mothers in the c...