for banks and financial institutions, credit risk had been an essential factor that needed to be managed well. credit risk was the possibility that a borrower of counter party would fail to meet its obligations in accordance with agreed terms. credit risk; therefore arise from the bank’s dealings with or lending to corporate, individuals, and other banks or financial institutions.  credit risk...

Purpose This paper aims to operationalise a modified strategic human resource development (SHRD) framework examine managerial perceptions of the embeddedness (HRD) in organisations times business and economic uncertainty. Design/methodology/approach The draws on qualitative research data, following case-study design semi-structured interviews with 44 participants enable an in-depth investigatio...

The study explores first language (L1) influences on the mechanisms of spelling in English as a foreign language (EFL). We hypothesized that the transparency of L1 orthography influences (a) the amount of hesitation associated with spelling irregular English words, and (b) the size of units EFL spellers operate. Participants were adult speakers of three languages differing by the degree of tran...

banks play important roles in promoting national development. in order to provide efficient services and to perform their statutory roles effectively, banks are required to comply with established standards. in nigeria, the statement of accounting standards (sas), companies and allied matters act (cama) and the central bank of nigeria’s directives and regulations provide guidelines to banks in ...

corporate governance (cg) is an important effort to ensure accountability and responsibility and is a set of principles, which should be incorporated into every part of the organization. this study focused on the state of corporate governance (cg) in two categories of the banking industries: conventional banks and islamic banks. as conventional banks and islamic banks differ a great deal in the...

We introduce a new method to construct approximation algorithms for combinatorial optimization problems using semidefinite programming. It consists of expressing each combinatorial object in the original problem as a constellation of vectors in the semidefinite program. When we apply this technique to systems of linear equations mod p with at most two variables in each equation, we can show tha...

A large Greek-English Dictionary with 81,515 entries, 192,592 translations into English and 50,106 usage examples with their translation has been developed in combined printed and electronic (DVD) form. The electronic dictionary features unique facilities for searching the entire or any part of the Greek and English section, and has incorporated a series of speech and language processing tools ...

This study investigated vocabulary size and vocabulary composition in Greek children aged 1;6 to 2;11 using a Greek adaptation of Rescorla's Language Development Survey (LDS; Rescorla, 1989). Participants were 273 toddlers coming from monolingual Greek-speaking families. Greek LDS data were compared with US LDS data obtained from the instrument's normative sample (Achenbach & Rescorla, 2000). V...