Getting loans from banks are almost impossible after 2008 global financial crisis. As a result, about 80% of companies in United Kingdom and United States offer their products on various short-term, free-interest loans (i.e., trade credit) to customers. Numerous researchers and academicians apply discounted cash flow (DCF) analysis merely to compute the interest earned and charged during the cr...

Webs of trust constitute a decentralized infrastructure for establishing the authenticity of the binding between public keys and users and, more generally, trust relationships among users. This paper introduces the concept of anonymous webs of trust – an extension of webs of trust where users can authenticate messages and determine each other’s trust level without compromising their anonymity. ...

This paper presents PervaLaxis, a personal mobile health device designed to help anaphylactic people manage their life-threatening allergies. PervaLaxis was designed to support allergic patients both in everyday life and in emergency scenarios where an injection of adrenaline may be vital. PervaLaxis is implemented on a Smartphone platform and communicates wirelessly with adrenaline injectors. ...

We propose a model to describe stock pinning on option expiration dates. We argue that if the open interest on a particular contract is unusually large, delta-hedging in aggregate by floor market-makers can impact the stock price and drive it to the strike price of the option. We derive a stochastic differential equation for the stock price which has a singular drift that accounts for the price...

In recent years the growing interest in drug stability problem has been observed. The stability of pharmaceutical products seems to play an important role from the economical point of view. However, there are not many studies that reported about the stability of drugs past their expiration dates. The objective of the current study was to determine tablet content of expired tablets and tablets w...

Until recently, the modern pharmaceutical industry has never stopped growing since the mid-1800s. Drugs such as morphine, quinine, amphetamine, antidepressants, barbiturates, insulin, anti-inflammatory drugs and many others have generated extensive revenues for the so-called Big Pharma [1]. Unfortunately, several significant changes have occurred a few years ago. The 2008 worldwide crisis has b...

The lungs of birds move air in only one direction during both inspiration and expiration through most of the tubular gas-exchanging bronchi (parabronchi), whereas in the lungs of mammals and presumably other vertebrates, air moves tidally into and out of terminal gas-exchange structures, which are cul-de-sacs. Unidirectional flow purportedly depends on bellowslike ventilation by air sacs and ma...

Pharmaceutical drugs are available to astronauts to help them overcome the deleterious effects of weightlessness, sickness and injuries. Unfortunately, recent studies have shown that some of the drugs currently used may degrade more rapidly in space, losing their potency before their expiration dates. To complicate matters, the degradation products of some drugs can be toxic. Here, we present a...

Additional Documentation Applicants with postgraduate medical experience elsewhere must provide verification from the program director or supervisor. Documentation of PGY levels and actual months/years of credits fully granted to the applicant must be sent to the McGaw Medical Center residency program director before any interview, as required by affiliation agreements and residency review comm...