Banking sector in Indonesia has enormous potential to grow. The large unbanked population, quick mobile & internet penetration, and advancement of digital technologies have propelled a fast-moving trend toward banking innovation. Banks other financial service providers are anticipating this by preparing roadmap convert their business models, products, services into full or partial propositi...

There are still disparities in technology-access despite economic pressures and widespread promises to overcome them. The induced digital gap defines the degree of digital citizenship for which, unified policies have yet to be drawn at various educational levels to reduce that gap. The quest for a broad participation to develop digital citizenship competencies needs further investigations into ...

This study is focused on core competencies for lifelong learning for the knowledge society, especially on the digital competence. The aim of study is twofold. First, to examine the level of the digital competence in sample of graduate university students. Second, to give a proposal of procedure for measuring the level of competence in construction company. The results of research concerning the...

Given the digitalization of modern society and way a child acquires musical experiences, practitioners are expected to apply various media in everyday educational praxis. The theoretical framework technological pedagogical content knowledge (TPACK) is an approach that connects educators with Information Communications Technology (ICT), concurrently developing technology-supported integration te...

The need to implement systems for digital interaction between multiple stakeholders in the educational process is now more urgent than ever. development and strategic priorities of higher education justify develop technical solutions assessing supra-professional competencies that are built into meet requirements highly competitive industry technologies. This article presents results capabilitie...

Even before the Covid-19 pandemic created a historic pivotal moment for teacher training programmes on global scale, development of digital competencies has been regarded as focal point teachers. Tertiary institutions had just become accustomed to including technology in their curricula when forced critical re-evaluation current practice. In mere matter days, use was not only discussion anymore...

The article explores the perception of undergraduatestudents at a public state university in Mexico, regarding their experience after completing Multimodal Transversal Learning Unit Information and Digital Literacy. research two aspects: self-perception students level achievement specific digital competencies main learning outcomes course. It also reports assessment five syllabus, educational r...