Comprehensive and thorough supervision of all banking institutions under a Central Bank’s regulatory control has become necessary as recent banking crises show. Promptly identifying bank distress and contagion issues is of great importance to the regulators. This paper proposes a methodology that can be used additionally to the standard methods of bank supervision or the new ones proposed to be...

A surprisingly neglected facet of sector evolution is the evolutionary analysis firms', and thus a sector's, scope. Defining as group firms that can change their scope over time, we study transformation U.S. banking firms. We undertake sectoral, population‐wide business‐scope transformation, with particular focus on which segments banks expand into. As financial intermediation evolved, continuo...

the purpose of this paper is to develop a cognitive model, which identifies factors influencing users intention in mobile banking usage in iran. the proposed model in the study is formed based on using the highly validated technology acceptance model (tam) as the core research framework. the model determines the variables mobility (mob), reachability (rec), compatibility (com) and convenience (...

The banking industry in Oman is of major importance to Oman’s economy, yet Omani banks continue to conduct most of their transactions using traditional methods. A strong banking industry significantly supports economic development through efficient financial services, and their role in trying to achieve the objectives outlined by the Sultan of Oman will depend heavily on the industry’s capabili...

Electronic banking (e-banking) has emerged the most popular way for retail banks to provide financial services to private households. Stock trading transformed into e-trading as retail banks created comprehensive web portals for customers to perform financial transactions. Low search costs have sparked fierce price competition. For companies to sustain profitability and retain customers, servic...

From the perspective of poverty alleviation, socially relevant, or pro‐poor, rural innovation is of particular interest in a country like India since it is in rural areas that most of the poor live. Pro‐poor innovation in rural areas is more likely to occur through small‐scale ventures and entrepreneurs than industrial research and development. The Indian banking system does not su...

In order to accomplish their tasks, components in a distributed system communicate with each other by means of an inter-process communication mechanism. When the components handle communication themselves we obtain applications where the core functionality of its components is interwoven with communication tasks. Therefore, the application becomes dependent on a particular communication mechani...

A baseline integration of commercial banks into the disequilibrium framework with behavioral traders of Charpe et al. (2011, 2012) is presented. At the core of the analysis is the impact the banking sector exerts on the interaction of real and financial markets. Potentially destabilizing feedback channels in the presence of imperfect macroeconomic portfolio adjustment and heterogeneous expectat...