نتایج جستجو برای: certain and fair credit lending decisions
تعداد نتایج: 16864620 فیلتر نتایج به سال:
Abstract The Article deals with the protection of consumer borrowers and lending investors in peer-to-peer within legal framework provided by EU credit laws. This is for Member States area loans to consumers. In particular, article analyses business model taking decisions on financial technologies (“Fintech”) big data vis-à-vis obligation creditworthiness assessment lenders. At same time, it ex...
The purpose of this study was to investigate the effect of managers' optimism and riskseeking level on investment selling decisions with emphasis on fair value accounting. The requirement to apply International Financial Reporting Standards and third-level discretion of fair value requires to review the behavior of managers regarding the effect of the level of optimism and their riskseeking on ...
The collateral value of landholdings is generally assumed to increase with ownership rights, thereby improving credit access among landholders. In situations of poverty, however, this outcome is uncertain because of other significant barriers to lending. To test whether proof of property ownership promotes the use of low-income housing as collateral, we evaluate the impact on credit supply of o...
Online social lending is the Web 2.0’s response to classical bank loans. Borrowers publish credit applications on websites which match them with private investors. We point to a conflict between economic interests and privacy goals in online social lending, empirically analyze the effect of data disclosure on credit conditions, and outline directions towards efficient yet privacy-friendly alter...
We discuss the challenges in developing decision support tools for commercial underwriting and discuss how several different approaches to the underwriting problem have been addressed. We then describe an expert system-based approach to credit underwriting that has been in commercial usage for over ten years in a variety of financial institutions. The expert system approach addresses many featu...
One of the most popular utilization of expert systems is supporting credit granting decisions. Usually, certain systems without possibilities of representing of uncertain knowledge are used. The main aim of this paper is to compare certain and uncertain expert systems supporting credit granting decisions, and stating which one is superior over another.
One of the most popular utilization of expert systems is supporting credit granting decisions. Usually, certain systems without possibilities of representing of uncertain knowledge are used. The main aim of this paper is to compare certain and uncertain expert systems supporting credit granting decisions, and stating which one is superior over another.
The financial system has an important role in health, growth and success of the country. Financial institutions include financial markets and institutions, as intermediary institutions, play an effective role in supply, Equipping and allocating of financial resources. Recent crises in the country's banking system have become a national challenge due to increased outstanding claims and liquidity...
One of the most popular utilization of expert systems is supporting credit granting decisions. Usually, certain systems without possibilities of representing of uncertain knowledge are used. The main aim of this paper is to compare certain and uncertain expert systems supporting credit granting decisions, and stating which one is superior over another.
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