T he present paper investigates the impact of the financial crisis on the interaction between the lending rates, deposit rates and money market rates through the process of retail bank interest rate pass-through in the countries of the Euro area. Among our findings is the heterogeneity of bank rate adjustments across sectors, loans and deposits. That was mainly marked during the pre-...

Using bank-level information on lending rates, we study the transmission of conventional and unconventional monetary policy measures in euro area via shifts supply credit. For operations, find that is stronger for weaker banks, line with standard predictions bank-lending channel literature. nonstandard measures, instead, accommodation was transmitted more by banks capital funding positions char...

We examine the effect of house price appreciation on bank loan portfolios during the 1996—2006 period. While most previous research in this area has concentrated on loan demand effects, we evaluate how house prices affect a bank’s credit supply. Controlling for possible simultaneity between house prices and bank loan portfolio growth, we find that banks affected by greater house price appreciat...

A resurgence of interest in the role of banks in the transmission of monetary policy has resulted in a spate of theoretical and empirical studies. These studies have established that, under certain conditions, the traditional transmission mechanism for monetary policy ("the money view") may be augmented through changes in the supply of bank loans ("the lending view"). Because both the money vie...

Tujuan dari penelitian ini adalah untuk mengetahui apakah P2P Lending dapat menggantikan atau menjadi pelengkap Bank dalam kegiatan pelayanan keuangan ke UMKM dan memberikan alternatif solusi, baik bagi maupun yang menyediakan layanan KUR. Lokasi di Kabupaten Pesawaran. Populasi seluruh ada Teknik pengambilan sampel menggunakan cluster random sampling , yaitu dengan tahap (1) Membagi Pesawaran ...