This paper uses insights from behavioral economics to explain a particularly surprising borrowing phenomenon: One in six undergraduate students offered interest-free loans turn them down. Models of impulse control predict that students may optimally reject subsidized loans to avoid excessive consumption during school. Using the National Postsecondary Student Aid Study (NPSAS), we investigate st...

Corrected authors’ contributions MN made substantial contributions to conception and design, acquisition of data, analysis and interpretation of data, and drafted the manuscript. DA made substantial contributions to conception and design, acquisition of data, analysis and interpretation of data. MC made substantial contributions to the inception of the study, revision of the manuscript, and is ...

By DAVE GROSS For the first time since its inption, the Board of Student magers of the Finley Student nter has been delegated speically defined powers. Dean mes S. Peace, Director of the udent Center, granted "certain cific areas of responsibility" the Board on Tuesday, Sepmber 18. ' * It is the role of the Student anagers to advise and consultith Dean Peace on all matters mcerning the welfare ...

1Health Research Institute, Diabetes Research Center, Department of Physiology, Ahvaz Jundishapur University of Medical Sciences, Ahvaz, Iran 2Department of Physiology, Student Research Committee of Ahvaz Jundishapur University of Medical Science, Ahvaz, Iran 3Cell and Molecular Research Center, Department of Anatomical Sciences, Faculty of Medicine, Ahvaz Jundishapur University of Medical Scie...

Graduate Students: Steve Trigwell (Ph.D. Student), Steve Farmer (Ph,D. Student), Albert Nutsukpul (M.S. Student), and Alex Biris (Ph.D. Student) University of Arkansas at Little Rock Department of Applied Science, ETAS 575 2801 South University Avenue, Little Rock, AR 72204 Program Manager: Dr. Michael Nowak Final Progress Report Submitted to AAD Document Control U. S. Department of Energy Pitt...