Merchants are competing to offer the use of mobile payment to encourage shopping. many mobile payment systems were made available in various locations worldwide; however, they have various drawbacks. This paper proposes a new mobile payment system that discusses the main drawbacks of these systems, namely security and speed of transaction. The proposal is featured by being simple to use by cust...

Companies are not going to invest into the development of innovative applications or services unless these can be charged for appropriately. Thus, the existence of standardized and widely accepted mobile payment procedures is crucial for successful business-to-customer mobile commerce. The acceptance of mobile payment procedures depends on costs, security and convenience issues. For the latter,...

Mobile payment refers to the use of mobile devices to conduct payment transactions. Users can use mobile devices for remote and proximity payments; moreover, they can purchase digital contents and physical goods and services. It offers an alternative payment method for consumers. However, there are relative low adoption rates in this payment method. This research aims to identify and explore ke...

Mobile technology has become increasingly common in today’s everyday life. However, mobile payment is surprisingly not among the frequently used mobile services, although technologically advanced solutions exist. Apparently, there is still a lack of acceptance of mobile payment services among consumers. The conceptual model developed and tested in this research thus focuses on factors determini...

This paper explores the mobile payment phenomenon from SME perspectives in the Kenyan retail sector. Following a qualitative approach, and in-depth interviews, the study concludes that the contextual challenges of Kenya have rendered other forms of mobile payment such as making contactless payments, unknown. However, when other mobile payment options were made known, there was strong support fo...

Researchers are particularly interested in factors that affect the adoption, innovations and diffusion of mobile payment, which is a typical and wide application of ICTS (Information Communication Technology Services) in developed and developing countries. Though mobile payment is an exciting domain and rapidly evolved in recent years, the existence of standardized, interconnected and widely-ac...

Numerous mobile payment solutions, which rely on new disruptive technologies, have been launched on the payment market in recent years. But despite the growing number of mobile payment apps, very few solutions have turned to be successful as the majority of them fail to gain a critical mass of users. In this paper, we investigate successful platform adoption strategies by using the Reach and Ra...

Mobile financial services has brought a revolution in developing nations. More and more people from the rural areas are now using financial services provided by mobile phones. Though still in its infancy its potential is tremendous. Mobile payment services have made it easy n cost effective to transfer money from one corner of the world to another improving the lives of many underprivileged wor...

the concept of business model has attracted increasing attention in recent years. specifically, growing number of internet providers on mobile phones are challenged by the selection of appropriate business model. considering the importance of a good business model in the firm’s success, this research investigates the business models selection process of internet providers on mobile phones in ir...