Structured settlement underwriting is the underwriting of medically impaired lives for the purchase of an annuity to fund the settlement. Other than risk assessment, structured settlement (SS) underwriting has little in common with traditional life insurance underwriting. Most noteworthy of these differences is the relative lack of actuarial data on which to base decisions about mortality and t...

Previous comparative analyses of gross and net settlement have focused on the credit risk of the central counterparty in net settlement arrangements, and on the incentives for participants to alter the risk of the portfolio under net settlement. By modeling the trading economy that generates the demand for payment services, we are able to show some largely unexplored advantages of net settlemen...

As nuclear families have become increasingly less stable over the past quarter century, married couples have been faced with the difficult task of negotiating the terms by which marriage is ended. For parents, divorce involves questions revolving around the care and sustenance of children. In this paper we investigate whether observed divorce settlements indicate that parents make trade-offs in...

The purpose of the paper is to assess the groundwater quality near the landfill sites using landfill water pollution index (LWPI). In order to investigate the scale of groundwater contamination, three landfills (E, H and S) in different stages of their operation were taken into analysis. Samples of groundwater in the vicinity of studied landfills were collected four times each year in the perio...

The disposal of the solid wastes in landfill sites should be properly monitored by analyzing samples from soil, water, and landfill gases within the landfill sites. Nevertheless, ground monitoring scheme requires intensive efforts and cost, and sometime it is difficult to be achieved in large geographic extent. Remote sensing technology has been introduced for waste disposal management and moni...

....................................................................................................................................... II Acknowledgements .......................................................................................................................... VII 1 CHAPTER 1: Introduction............................................................................................

The most common means for disposing of municipal solid waste is burial in a sanitary landfill. However, many landfill are underestimate the total cost of landfill disposal be considering only land and operating costs, ignoring external physical and social costs associated with landfills. This paper pro0oses and approach be estimating (in monetary terms) the external costs arising from the devel...

Selected heavy metals (HMs) including Cd, Cr, Cu, Ni, Pb and Zn initially released from a full-scale bioreactor landfill were monitored over the first 20 months of operation. At the initial landfill stage, the leachate exhibited high HMs release, high organic matter content (27000-43000gl(-1) of TOC) and low pH (5-6). By the fifth month of landfilling, the methanogenic stage had been establishe...