In this study, we use Stochastic Frontier analysis approach to estimate cost efficiency, economies of scale, and technological progress among Iranian banks from 1999 to 2012. The results show that there is a marked difference in cost efficiency before and after the recent financial sanctions against Iranian banking industry. Moreover, the results indicate that specialized government-owned banks...

today, electronic banking has essential role in banking industry. challenges facing banking industry led to banks make to use electronic banking and delivery services and products throughout electronic banking. moreover, they are trying to understand their customers' needs and everyday increase service quality throughout electronic banking. this research tries to investigate effect of cust...

The US banking industry has gone through a decade of mergers and consolidations where the universal view appears to be that achieving larger scale is the only means for survival among the megabanks of the nation and the world. However, one of the smallest banks in the nation, Security First Network Bank, has shaken up traditional bankers by introducing branchless banking via the internet. The i...

1Endocrine and Metabolism Research Centre, Doctor Shariati Hospital, Tehran University, Tehran, Islamic Republic of Iran. 2Health Research and Education Unit, Healthcare Organization, National Iranian Oil Corporation, Tehran, Islamic Republic of Iran. Received: 30/07/02; accepted: 27/03/03 ABSTRACT To estimate the direct cost of coronary heart disease (CHD) to the Iranian oil industry, we calcu...

The objective of this study is to examine the portfolio theory that suggests that diversification can potentially reduce the return variance and the probability of failure of a portfolio. The current study is to investigate the diversification measure by means of Hershman-Herfindahl index, and applies the " diversification index " proposed by Demsetz & Strahan (1997) by scaling systematic risk ...

Drastic changes and turbulence in macro-economic factors have the greatest impact on banks target market attractiveness in Iran. It is assumed that conventional segmentation models at the corporate level are not efficient for banking system. This study aims to develop a new segmentation model at the industry level for banks of Iran. For this purpose, structures and variables at the industry lev...

Today, one of the biggest problems that gripped the banking sphere, the high cost of implementing advanced technologies and the efficient use of the hardware. Cloud computing is the use of shared services on the Internet provides a large role in developing the banking system, without the need for operating expenses including staffing, equipment, hardware and software Reducing the cost of implem...

Blockchain technology is a core, underlying technology with promising application prospects in the banking industry. On one hand, the banking industry in China is facing the impact of interest rate liberalization and profit decline caused by the narrowing interest-rate spread. On the other hand, it is also affected by economic transformation, Internet development, and financial innovations. Hen...