Spend your time even for only few minutes to read a book. Reading a book will never reduce and waste your time to be useless. Reading, for some people become a need that is to do every day such as spending time for eating. Now, what about you? Do you like to read a book? Now, we will show you a new book enPDFd interlibrary loan and document delivery best practices for operating and managing int...

Are regulations on the payday loan effective? Do people switch to other forms of expensive credit such as pawnshop loans because of such regulations? In this study, we aim to find the answers to these two questions through exploring state-level variations in regulations on payday loans and other alternative financial services. Using FDIC’s panel survey data and Google Trends data, we find that ...

The British controversy over the validity of Urquhart’s and Garfield’s Laws during the 1970s constitutes an important episode in the formulation of the probability structure of human knowledge. This controversy took place within the historical context of the convergence of two scientific revolutions—the bibliometric and the biometric—that had been launched in Britain. The preceding decades had ...

There has been a flurry of interest in programs for collection development through patron-initiated requests. However, some librarians have been concerned that such methods run the risk of producing idiosyncratic collections with poor usage and poor use value. The University of Nebraska-Lincoln Libraries have operated such a program through the Interlibrary Loan Department over a fiveyear perio...

What do you do to start reading legal solutions in electronic reserves and the electronic delivery of interlibrary loan? Searching the book that you love to read first or find an interesting book that will make you want to read? Everybody has difference with their reason of reading a book. Actuary, reading habit must be from earlier. Many people may be love to read, but not a book. It's not fau...

Although the rise in subprime lending and the ensuing wave of foreclosures was partly a result of market forces that have been well-identified in the literature, in the United States it was also a highly racialized process. We argue that residential segregation created a unique niche of poor minority clients who were differentially marketed risky subprime loans that were in great demand for use...

Do securitized loans differ from loans held on lenders’ balance sheets? If so, why? We assemble a unique dataset of commercial mortgages with information on loan characteristics at origination and subsequent performance. The most significant difference between securitized (CMBS) and balance sheet loans is the loan size. The largest loans are 42 percentage points more likely to be securitized th...