Exponential Growth Bias and Financial Literacy The tendency to underestimate the future value of a variable growing at a constant rate, an example of exponential growth bias, has been linked to household financial decision making. We show that exponential growth bias and standard measures of financial literacy are negatively correlated in a representative sample of Swedish adults. Since financi...

Market innovations following the financial reforms of the early 1980’s relaxed collateral constraints on household borrowing. This paper examines the contribution of this development to the macroeconomic stabilization that occurred shortly thereafter. The model combines collateral constraints on households with heterogeneity of thrift in a calibrated general equilibrium setup. We use this tool ...

Abstract. National greenhouse gas inventories (GHGIs) are submitted annually to the United Nations Framework Convention on Climate Change (UNFCCC). They estimated in compliance with Intergovernmental Panel (IPCC) methodological guidance using activity data, emission factors and facility-level measurements. For some sources, outputs from these calculations very uncertain. Inverse modelling techn...

This paper presents the results of an experimental study on capillary tubes commonly used as expansion device in household refrigerators and freezers. The experiments were performed with HFC-134a at different condensing pressures and level of subcooling. The pressure and temperature profiles along the capillary tubes were measured in each test run. The data set was then used to evaluate the sui...

This work presents an experimental approach to study the refrigerant flow through capillary tube-suction line heat exchangers. Lateral heat exchanger performance with refrigerant HFC-134a was experimentally evaluated for a range of heat exchanger assemblies and operating conditions typically found in household refrigerators and freezers. Based on the resulting performance data base, the influen...

BACKGROUND Universal health coverage is high on national health agendas of many countries at the moment. Absence of financial hardship is a key component of universal health coverage and should be monitored regularly. However, relevant household survey data, which is traditionally needed for this analysis is not frequently collected in most countries and in some countries, has not been collecte...

In this study we have examined hFc gamma RI expression during myelopoiesis. Normal bone marrow (BM) cells were found to express hFc gamma RI up to the metamyelocyte stage. A different Fc gamma RI expression pattern was observed in an in vitro model of myelopoiesis. Purified CD34-positive BM cells, cultured for 12 to 14 days with granulocyte colony-stimulating factor (G-CSF), differentiate into ...

Introduction: The allele 4 of apolipoprotein E (ApoE4) is an established susceptibility gene for late onset Alzheimer’s disease (AD). Research on the risk factor of AD in the human and animal models has highlighted the important contribution of ApoE4[1,2]. Despite the extensive work dedicated to investigating the basic neurobiological mechanism of ApoE4 genotype as related to developing AD risk...