The main purpose of this paper is providing a model to calculate the credit risk of Melli bank clients and implement it at Mellat Bank. Therefore, the present study uses a multi-layered neural network method. The statistical population of this research is all real and legal clients of Melli and Mellat banks. Sampling method used in this research is a simple random sampling method. Friedman test...

Ming H. Jih, MD, PhD; Paul M. Friedman, MD; Arash Kimyai-Asadi, MD; Edward S. Friedman, MD; Sharon R. Hymes, MD; Leonard H. Goldberg, MD; DermSurgery Associates (Drs Jih, P. M. Friedman, Kimyai-Asadi, and Goldberg), The University of Texas School of Medicine (Dr P. M. Friedman), Baylor College of Medicine (Dr E. S. Friedman), and The University of Texas M. D. Anderson Cancer Center (Drs Hymes a...

The Pólya process is an urn scheme arising in the context of the contagion spreading. It exhibits unstable persistence effects. The Friedman urn process is dual to the Pólya one with antipersistent stabilizing effects. It appears in a safety campaign problem. A Pólya-Friedman urn process is investigated with a tuning persistence parameter extrapolating the latter two extreme processes. The stud...