This paper investigates whether Japanese banks followed herd behavior in lending in local financial markets during 1980—1999. By using loan data from Japanese banks, arranged by geographical area, we find leader-follower relationships between lending behavior of different types of banks. Specifically, herding is mostly caused by local banks. Local banks follow major banks in urban cities, while...

the importance of obtaining market information via organization’s competitive intelligence considering the extensive changes which companies are experiencing in different areas like increased pressure of competition, emerging new technologies, privatisation in thier competitive environment is now more than ever and can highly affect organizational performance. hence this study assessed the effe...

N O T E . Except where otherwise indicated, data in this article are from the quarterly Reports of Condition and Income (Call Reports) for insured domestic commercial banks and nondeposit trust companies (hereafter, banks). The data consolidate information from foreign and domestic offices and have been adjusted to take account of mergers. For additional information on the adjustments to the da...

Banks have volumes of unstructured text data related to customers, businesses, processes and employee engagement which are a source of insights to generate more business, retain customers, improve productivity and enable effective decision making. This paper provides an imperative for adopting unstructured data mining by providing some use cases and examples. It delves into some unstructured da...

Information derived or interpreted from analyses of X-ray Photoelectron Spectroscopy (XPS) data is frequently used to make valuable decisions in business, product development, process improvement and materials characterization. For this reason, it is important to understand the characteristics of the reference data stored in the data-banks that are currently used to obtain this information. Thi...

Pecking order models of international finance suggest that countries should become less reliant on international bank lending as they develop. Reduced information costs are one of the factors behind this trend towards disintermediation. This paper presents a simple model on the choice between bank debt and bond finance which builds on Rajan (1992), and it uses two new datasets to test the impli...

This paper investigates the emerging notion of multiwavelets in the context of multirate filter banks, and applies a multiwavelet system to image coding. Multiwavelets are of interest because their constituent filters can be simultaneously symmetric and orthogonal (this combination is impossible for 2-band PR-QMFs), and because one can obtain higher orders of approximation (more vanishing wavel...

The research provides a systematic method for assessing the financial performance of the banks. The analysis is based on a set of benchmarks related to the financial performance of the banks. In this regard, this research has explored a model for evaluating accepted banks in Tehran Stock Exchange using the data envelopment analysis method. The purpose of this research is to apply the research m...