In the virtual network environment, the C2C e-commerce has some problems in product quality, service, credit speculation. At present the credit appraisal system offered by domestic C2C ecommerce website ensures the network security to a certain extent while it has some problems in identity verification, evaluation rules and model, credit of buyers and sellers and so on. Focused on the largest n...

The credit system is not perfect in E-commerce; lead to a lot of credit risk in E-commerce transaction, the rapid development of electronic commerce was been restrained. Application of system dynamics theory and the computer simulation, it has carried on the modeling of electronic commerce credit system composition, forming factors and the relationship. It carries on the quantitative analysis o...

This paper presents a novel method of using Dynamic Soft Descriptor as a fraud prevention method for Merchant (as opposed to card Issuer) in a credit/debit card transaction under Card Not Present (CNP) environment, such as online transactions. A unique identifier is embedded into the transaction descriptor, which will instantly appear in the cardholder’s credit/debit card online statement. By c...

Conventional credit card transactions are not consistent with Islamic principles, as exemplified by the Islamic banking system and the ‘Murabaha sale’. Thus, if Islamic principles are to be applied to e-commerce, where credit card transactions are the norm, a new and secure electronic payment process is required. In this paper we present a method for secure electronic Murabaha transactions. Aft...

This paper investigates empirically the theoretical motivations for the use of trade credit by firms for purchases. The extent to which trade credit is used for purchases and the accounts payable to total assets ratio, i.e. the demand for trade credit, are modelled here as a function of transaction costs motivations, financing motivations, operational considerations, seller compliance issues, s...

Recent roll-outs of contactless payment infrastructures – particularly in Austria and Germany – have raised concerns about the security of contactless payment cards and Near Field Communication (NFC). There are well-known attack scenarios like relay attacks and skimming of credit card numbers. However, banks and credit card schemes often mitigate these attacks. They explain that attacks are imp...

This article examines the unequal distribution of credit and credit subsidies in the Brazilian agricultural sector from 1969 to 1990. Total credit subsidies exceeded US$ 40 billion in this period. The distribution across crops is studied econometrically. After controlling for area, the crops that benefited most had superior access to credit institutions, were tradeable, had high prices, and wer...

the growth of e-commerce increases the money transaction via electronic network which is designed for hassle free fast & easy money transaction but the facility involves greater risk of misuse of facility for fraud one of them is credit card fraud it can be happened by many types as by stolen card, by internet hackers who can hack your system & get important information about your card, or by i...