this research titeled (semantic change in the quranic words: praise prophet reverence) this study is about how to transform from the meaning to another. in this article we looked lexical and semantic meaning of three words of quran in pre-islamic era until the end of sending quran. we studied the influence of islam in changing word semantically. islam does not bring new words but added them new...

We analyze the optimal coverage level for an unreliable insurance contract if a utility-maximizing policyholder can transfer intrinsic nonperformance risk to several co-insurers. Our discussion starts with demand model under default and introduction of multiple risk-sharing instrument called co-insurance policy. Subsequently, we examine interrelation between recovery rate level, utility policyh...