This paper examines the development of a credit reporting system in China. We first outline the rationale for having a credit reporting system through reviewing the literature on asymmetric information. We then proceed to discuss how the credit reporting system works in China. First we present a case study of a private credit reporting agency in Chengdu that was established in 2000. This was th...

With the development of electronic commerce, the credit problem has become a bottleneck for the development of E-commerce, through analysis of E-commerce credit evaluation factors, using the factor analysis and dynamic adjustment mode, construction of electronic commerce credit evaluation model. Through the experimental simulation, the model can effectively reduce the influence of electronic co...

Replacement of the traditional interest based credit system with an Islamic credit system was one of the fundamental changes in Iran since 1979. The Islamic credit system, offers the prospect of risk sharing between the borrower and the lender. Small farmers are likely to be risk averse and they are reluctant to go heavily into debt in order to finance investments in new technology and capital ...

In the virtual network environment, the C2C e-commerce has some problems in product quality, service, credit speculation. At present the credit appraisal system offered by domestic C2C ecommerce website ensures the network security to a certain extent while it has some problems in identity verification, evaluation rules and model, credit of buyers and sellers and so on. Focused on the largest n...

Currently, in Iran's banking system, non-repayment of facilities has become one of the biggest issues, and due to the lack of a proper system for proper allocation of facilities, they face a number of problems, including the problem of allocation of loans, the problem of failure to repay loans Of the central bank, or the amount of facilities increased from the amount of reimbursement. The solut...

E-commerce transactions have a rapid development because of its convenience and flexibility. However, compared to the traditional market, the e-commerce transaction still could not get rid of information asymmetry between the online sellers and online buyers. Adverse selection problems brought by information asymmetry have negative impact on e-marketing and reduce the efficiency of the online t...