We consider a life-cycle model with idiosyncratic risk in earnings, out-of-pocket medical and nursing home expenses, and survival. Partial insurance is available through welfare, Medicaid, and social security. Calibrating the model to the United States we show that savings for old-age, out-of-pocket expenses account for 13.5 percent of aggregate wealth, half of which is due to nursing home expe...

BACKGROUND Out-of-pocket expenses, medical and non-medical, have an impoverishing effect on the family. OBJECTIVE Determine non-medical out-of-pocket expenses incurred during out-patient attendance for primary care services. METHODS A descriptive survey was undertaken at a rural medical college using interviewer-administered questionnaire to parents of children <6 years over a period of 6 w...

OBJECTIVES To provide the first nationally representative data on total health care expenses, out-of-pocket health care expenses, and information on the extent to which out-of-pocket expenses are financially burdensome for families of children with special health care needs (CSHCN). To also compare utilization and expenditure patterns for children with and without special health care needs. D...

Out-of-pocket expenses in healthcare show the level of direct payments by individuals paying for services that are not covered insurance. In Republic Serbia, high out-of-pocket is present considering dominant Bismarck model system and user income. Previous research shows significant impact socio-economic indicators afecting expenses. The objective to perform a cross-sectional analysis economic,...

BACKGROUND Studies indicate a relationship between cost and quality of life (QOL) in diabetes care, however, the interaction is complex and the relationship is not well understood. The aim of this study was to 1) examine the relationship of quartiles of QOL on cost amongst U.S. adults with diabetes, 2) investigate how the relationship may change over time, and 3) examine the incremental effect ...

Background: Health inequalitymonitoring especially in Health care financing field is very important. Hence, this study tends to assess the inequality in household's capacity to pay and out-of-pocket health carepaymentsin Tehran metropolis. Methods: This cross-sectional study was performed in 2013.Thestudy population was selected by stratified cluster sampling, and they constitute the typical...