to determine the factors affecting the acceptation of rice insurance in sari township a number of 90 farmers (45 assured and 45 not assured) were sampled. the information consisted of personal (age, size of family, activity experiment, damage experiment, and non-farm income); social (studies level, agrarian regimes, locality); and geography (farm size, distance between farm to insurance broker)...

The National Flood Insurance Program does not currently cover damage strictly attributable to coastal erosion. This paper uses the results of a nationwide survey of coastal property owners to estimate the demand for such insurance. We find that there is significant demand at prices in the range of current flood insurance premiums. Demand is influenced in the hypothesized way by increased measur...

Although numerous theoretical articles investigate factors affecting corporate demand for insurance, empirical tests of the theories are very limited. This article is one of the first attempts to empirically investigate the demand for general insurance of non-financial corporations by using data on Japanese corporations. Regarding insurance demand of Japanese corporations, size, leverage, and r...

BUMC PROCEEDINGS 2002;15:336–337 In many health care liability claims, especially after the parties begin to discuss a settlement, it is not unusual for plaintiffs to make a demand on the defendant health care provider to settle the claim within policy limits. In Texas, this demand is known as a Stowers demand, after the Texas Supreme Court case G. A. Stowers Furniture Co. v. American Indemnity...

Risk aversion and decreasing absolute risk aversion play prominent roles in the expected utility theory of demand for insurance against a known risk of accident losses. Demand for insurance against an accident risk that is not known with certainty depends on the attitude toward bearing this ambiguity as well as the underlying risk. Ambiguity aversion in the recursive model developed by Klibanof...

Objectives: This study aimed to evaluate the relationship between demand for and utilization of dental services by insurance coverage among adults in Iran. Methods: A cross-sectional survey based on telephone interviews was done. A total of 6,029 adults participated in this study conducted in Iran. The interviews were carried out using a structured questionnaire and covered dental vis...

In quantifying the impact of insurance on health care demand, most quasiexperimental studies focus on mean spending and consumption, which, considering the highly-skewed shapes of spending and consumption, potentially hides important information about how insurance is related to health care demand. This paper, by contrast, examines the entire distribution of health care demand. To address insur...

Using data from a two-year randomized pricing experiment in China, we study the impact and design of subsidy policies for weather insurance. Results show that subsidies are effective in boosting demand in the short-run but not in the longer term. Exploring the channels, we show that while subsidies increase the direct and social effects of payout experiences by enlarging coverage, they also dam...