Credit card fraud detection has been one of the major necessities of the current e-commerce based world. The ease of use provided by e-commerce transactions is hindered by the threat caused by fraudsters. Several models have been proposed for identifying fraudulent transaction in a credit card system. However, the threats still do tend to exist. This paper discusses and analyzes the major reaso...

Due to a rapid advancement in the electronic commerce technology, the use of credit cards has dramatically increased. As credit card becomes the most popular mode of payment for both online as well as regular purchase, cases of fraud associated with it are also rising. In this paper, we model the sequence of operations in credit card transaction processing using a Hidden Markov Model (HMM) and ...

currently, e-recruiting is one of the most successful e-commerce applications as a method for quickly reaching a large pool of the potential job seekers. the capability of advanced e-recruiting tools has enabled recruiters to quickly identify and hire qualified candidates, and to build ongoing relationships with prospective employees. the aim of this paper is to review and analyze the e- recrui...

Abstract: Despite the fast development in trading volume, potential credit risk hindered the development of e-commerce in emerging economies. This paper studies the credit rating industry and its application in e-commerce firstly. Then fuzzy consistent matrix, which makes conform to the consistency of human decision making as its special property of center-division transitivity, is applied to c...

Th e article investigates the consequences of credit constraints on rural household consumption in China. Based on a unique rural fi nance and consumption survey, the authors fi rst identify the credit constraint status of rural households from formal fi nancial institutions. Th en, they apply an endogenous switching regression model to compare the consumption responses to household production ...

E-commerce transactions have a rapid development because of its convenience and flexibility. However, compared to the traditional market, the e-commerce transaction still could not get rid of information asymmetry between the online sellers and online buyers. Adverse selection problems brought by information asymmetry have negative impact on e-marketing and reduce the efficiency of the online t...

The lack of privacy is one of the main reasons that limits trust in e-commerce. Current e-commerce practice enforces a customer to disclose her identity to the e-shop and the use of credit cards makes it straightforward for an e-shop to know the real identity of its customers. Although there are some payment systems based on untraceable tokens, they are not as widely used as credit cards. Furth...

Based on a simplified evolutionary game model, this article analyzes the internal mechanism of credit cheating behaviors in E-Commerce business. With regard to potentially technological or rule defaults in credit system as well as traders’ selfish rationality, presence of credit cheating is to some extent unavoidable. We then suggest a new kind of credit system, which is independently coexisten...

A fairly extensive literature from the field of empirical psychology has provided evidence that personality factors and attitudes toward credit may influence individuals' debt financing decisions. This paper investigates the importance of these factors by analysing the results of an original survey about the recourse to consumer credit, conducted on a wide sample of Italian households. Three ma...

A lot of transactions occur in banking sector due to day to day operations. E-Commerce is widely used in busy life. In E-commerce life, credit card transactions are increasing day by day. This will increase in frauds in credit card. Credit card fraud is a major problem in financial industry. Many technologies have been developed to reduce the fraud in credit card such as data mining fuzzy logic...