Article history: Received 11 September 2014 Received in revised form 17 April 2015 Accepted 25 April 2015 Available online 2 May 2015 Westudy the impact of sovereign risk on the credit risk of the non-financial corporate sector in the Eurozone using credit default swap data. We show that an increase in sovereign credit spreads is associated with a statistically and economically significant incr...

1.1. The credit problem There are many people in the world who have major difficulties obtaining credit. This can drastically constrain the economic opportunities available to them – they cannot start their own businesses, plant new high yielding varieties of crops, or survive through bad times caused by crop disasters or other factors. Without access to credit, they are stuck in a poverty trap...

We study the problem of loan enforcement in an informal credit market with limited information flow. Specifically, credit histories of borrowers are not available, raising the possibility of endemic default. We show that if there is some minimum proportion of “natural defaulters” in the population, then there exists an equilibrium characterized by certain simple behavior rules for lenders and b...

This study aims to analyze the economic benefits, income of rice farming, allocation credit usage and factors affecting chances smoothness rate return at Seandanan Agricultural Cooperatives. The research is conducted Cooperative in Pesawaran Regency, Lampung Province, which determined intentionally. data were taken July 2019. uses a case method. Respondents this are 70 farmers member Cooperativ...

Credit scoring has become very important issue due to the recent growth of the credit industry, so the credit department of the bank faces a large amount of credit data. Clearly it is impossible analyzing this huge amount of data both in economic and manpower terms, so data mining techniques were employed for this purpose. So far many data mining methods are proposed to handle credit scoring pr...

Purpose – Many banks consider mobile-based technologies have improved the banking services through introduction of new banking facilities. One of the latest facilities developed in this area is the “mobile credit card.” The purpose of this study is to examine the factors that determine intention to use mobile credit card among Malaysia bank customers, as their new way in conducting payment tran...