This paper investigates the phonetic realization of the contrastively aspirated affricates /tsh/ and /dzh/ in Nepali. Static palatography reveals no consistent articulatory difference between these sounds and their nonaspirated counterparts /ts/ and /dz/. However, acoustic examination shows that /tsh/ and /dzh/ differ from /ts/ and /dz/ in several ways depending on the identity of the following...

We analyze the optimal coverage level for an unreliable insurance contract if a utility-maximizing policyholder can transfer intrinsic nonperformance risk to several co-insurers. Our discussion starts with demand model under default and introduction of multiple risk-sharing instrument called co-insurance policy. Subsequently, we examine interrelation between recovery rate level, utility policyh...