In 2012, consumers paid $32 billion in overdraft fees, representing the single largest source of revenue for banks from demand deposit accounts during this period. Owing to consumer attrition caused by overdraft fees and potential government regulations to reform these fees, financial institutions have become motivated to investigate their overdraft fee structures. Banks need to balance the rev...

Warranty is now an integral part of each product. Since its length is directly related to the cost of production, it should be set in such a way that it would maximize revenue generation and customers’ satisfaction. Furthermore, based on the behavior of customers, it is assumed that increasing the warranty period to earn the trust of more customers leads to more sales until the market is sat...

The global financial crisis of 2007-2009 exposed critical weaknesses in the financial system. Many proposals for financial reform address the need for systemic regulation--that is, regulation focused on the soundness of the whole financial system and not just that of individual institutions. In this paper, we study one particular problem faced by a systemic regulator: the tension between the di...

This paper analyzes the importance of size and capital for risk-taking incentives Jordanian banks using panel data 13 commercial period 2007–2017. The results reveal that add to stability, consistent with economies scale scope hypothesis. In developing countries, are more conservative less involved in market-based activities; however, they interconnected just as developed countries. first model...

The Coase Conjecture (1972) has generated a large literature on the pricing of durable goods by monopolists. The theoretical predictions span a whole range with nearly perfect competition at one end and nearly perfect price discrimination at the other. An empirical test is therefore of importance. We test the Coase conjecture in an experimental setting and report on the results. We also test th...

A plethora number of literature advocates for economic diversification in Nigeria order to address its socio-economic challenges. The advent the COVID-19 pandemic has exemplified this viewpoint even further, as it had a severe impact on many parts Nigerian economy while federal government scrambles revenue fulfill national expenses. However, observation reveals that little attention is paid inf...

Islamic banking is considered as alternative to conventional banking. It focuses on profit/loss and risk sharing, than interest based deposit/lending followed in conventional banking. Conventional Banking cherishes a long history while Islamic banking gained importance in last few decades. The study review and compare performance of conventional banks and Islamic banks operating in GCC region d...