working with mentally ill chemical abusers. Roberts’ model will be combined with strengths perspective and brief solution-focused therapy to provide an effective framework for addressing the unique needs of mentally ill chemical abusers within a managed care treatment environment. This article will present three case examples and one impromptu intervention to demonstrate methods for clinicians ...

This paper investigates the interdependence of US dollar exchange rates expressed in other major currencies. Focusing on different phases of the Global financial crisis (GFC) and the Eurozone Sovereign Debt Crisis (ESDC), we adopt a dynamic conditional correlation model into a multivariate Fractionally Integrated Asymmetric Power ARCH (FIAPARCH) framework, during the period 2004–2011. The findi...

Thecrisis in Ukraine has become a tragedy, as is evidenced by the thousands ofpeople who have been killed, and hundreds of thousands of refugees. It willalter the future of Ukraine, Europe, Eurasia and possibly the world. The crisisbegan in the fall of 2013 as a public response to the authorities’ ill-advisedpolicy and the greed of the elite. However, clumsy assistance provided byconcerned «par...

T he present paper investigates the impact of the financial crisis on the interaction between the lending rates, deposit rates and money market rates through the process of retail bank interest rate pass-through in the countries of the Euro area. Among our findings is the heterogeneity of bank rate adjustments across sectors, loans and deposits. That was mainly marked during the pre-...

aim to offer immediate help to those who most need it. Usually, there is no urge to start a systematic registration on demographic data of clients and on characteristics of interventions. Nevertheless, there is a growing necessity to do so. Structured gathering of information can help professionals to obtain insight in the age, sex and number of clients they see, in the usefulness of the interv...

Burrow-nesting petrels use their well-developed sense of smell for foraging, homing to their nest, and mate recognition. The chicks of burrow-nesting petrels can apparently learn odours associated with prey while still in the nest, but the development of individual-specific odour recognition is less well understood. We used a simple two-choice test to determine whether 4- to 6-week-old chicks o...

Growth theory has identified a plethora of determinants for development; however, the more carefully economists study institutions, the more crucial they seem to become for the growth process. For decades economists focused on physical/human capital as well as technical change as sources of the wealth of nations. Crises and failed transition experiments in the 1990s brought to light that even t...

Credit constraints that link a private agent’s debt to market-determined prices embody a credit externality that drives a wedge between competitive and constrained socially optimal equilibria, inducing private agents to “overborrow.” The externality arises because agents fail to internalize the price effects of additional borrowing when the credit constraint binds. We quantify the effects of th...