Competition of the consumer credit market in Taiwan has become severe recently. Therefore, most financial institutions actively develop credit scoring models based on assessments of the credit approval of new customers and the credit risk management of existing customers. This study uses a genetic algorithm for feature selection and decision trees for customer segmentation. Moreover, it utilize...

OBJECTIVES/HYPOTHESIS To verify the reliability and validity of automated scoring and compare it to that of manual scoring for diagnosing obstructive sleep apnea using an Embletta X100 level 2 portable device. STUDY DESIGN Retrospective study. METHODS A total of 116 patients with suspected obstructive sleep apnea who had successfully received portable polysomnography with the Embletta X100 ...

Consensus scoring occurs when the scoring key for a test is based upon the responses of the norm group. Consensus scoring is an attractive alternative to traditional methods of creating a scoring key for ability tests, especially useful when experts disagree about the correct answers to test items, as they do in the area of emotions and emotion perception. Of the many variations of consensus sc...

It has been reported recently that consensus scoring, which combines multiple scoring functions in binding affinity estimation, leads to higher hit-rates in virtual library screening studies. This method seems quite independent to the target receptor, the docking program, or even the scoring functions under investigation. Here we present an idealized computer experiment to explore how consensus...

This study examined the construct validity of the e-rater automated essay scoring engine as an alternative to human scoring in the context of TOEFL essay writing. Analyses were based on a sample of students who repeated the TOEFL within a short time period. Two e-rater scores were investigated in this study, the first based on optimally predicting the human essay score and the second based on e...

Abstract Purpose Eight of the ten items Dermatology Life Quality Index (DLQI) have a ‘not relevant’ response (NRR) option. There are two possible ways to interpret NRRs: they may be considered at all’ or missing responses. We aim compare measurement performance DLQI in psoriasis patients when NRRs scored as ‘0’ (hereafter zero-scoring) and ‘missing’ missing-scoring) using Rasch model analysis. ...

The purpose of the current study was to analyze the relationship between automated essay scoring (AES) and human scoring in order to determine the validity and usefulness of AES for large-scale placement tests. Specifically, a correlational research design was used to examine the correlations between AES performance and human raters’ performance. Spearman rank correlation coefficient tests were...

Electron transfer dissociation (ETD) is a useful and complementary activation method for peptide fragmentation in mass spectrometry. However, ETD spectra typically receive a relatively low score in the identifications of 2+ ions. To overcome this challenge, we, for the first time, systematically interrogated the benefits of combining ion charge enhancing methods (dimethylation, guanidination, m...