corporate governance (cg) is an important effort to ensure accountability and responsibility and is a set of principles, which should be incorporated into every part of the organization. this study focused on the state of corporate governance (cg) in two categories of the banking industries: conventional banks and islamic banks. as conventional banks and islamic banks differ a great deal in the...

During the 1980s, Congress passed a number of laws deregulating the US banking system and home loan process. Within a decade, this caused the demise of many savings and loans and has had major effects on banking into the twenty-first century. Several pieces of legislation have contributed to deregulation of the industry including Graham Leach Bliley and the Deregulation Monetary Control Act. In...

The current sharia financial and banking system, especially in Indonesia, is increasingly showing its rapid performance development, February 2021, which the most important moment for inauguration of merger three state-owned banks. Islamic banks nothing but a form government effort providing facilities to Indonesian Muslim community, increasing value shareholders, MSME players, industrial secto...

The European banking industry joined forces to achieve a fully integrated market for retail payment services in the euro area: the Single Euro Payments Area (SEPA). Against this background, the present paper examines the fundamental relationship between retail payment business and overall bank performance. Using data from across 27 European markets over the period 2000–2007, we analyse whether ...

I thank the Royal Monetary Authority of Bhutan and Governor H.E. Daw Tenzin for inviting me to address such a distinguished gathering. I thought of speaking on monetary policy in India for four reasons. First, the currencies of Bhutan and India, i.e., Ngultrum and Rupee are closely linked. Hence, monetary policy developments in India have implications for monetary policy in Bhutan. Second, in O...

This paper empirically examined the effect of monetary policy on domestic private investment in Nigeria from 1981 to 2018. In other achieve our objectives, annual time series data dependent variable – (DPI) and independent variables money supply (MS), government debt (GDD), savings (GDS), interest rate (INT) consumer price index (CPI) were collected secondary sources like CBN Statistical Bullet...

ship exists between the quantity of money and the general level of prices. Confidence This paper introduces a mechanism for in this relationship, expressed in terms of generating a series of rules that characterize long-run rates of money growth and inflation, the money-price relationship, defined as the along with an accumulation of evidence suprelationship between the rate of growth of portin...

We investigate the consistency of efficiency scores derived with two competing frontier methods in the financial economics literature: Stochastic Frontier and Data Envelopment Analysis. We sample 34,192 observations for all German universal banks and analyze whether efficiency measures yield consistent results according to five criteria between 1993 and 2004: levels, rankings, identification of...

Information Technology (IT) is a key productive factor in the banking and finance industry (BFI) as almost the entire production and delivery of services can in principle be digitized. Driven by cost pressure and new competitors, outsourcing IT together with the relevant business processes is a promising way to focus on core competencies and to restructure the corporate value chain. While there...

Electronic Bill Presentment and Payment (EBPP) allows bills, such as, telephone, water, etc., to be presented and paid electronically via Internet or other channels, for example, mobile phones. While payers could avoid handling hardcopy of bills or mailing of checks, merchants on the other end made considerable savings from paper bill generation, mailing, and processing of the payment that rece...