3 1. The problems of pension contribution collection systems 4 2. Collecting contributions in different pension models 7 3. Centralised versus decentralized collection 11 4. Operational issues in centralizing collection 16 5. Selected international experiences 21

Pension funds are remarkable institutions. Charged with the welfare of plan beneficiaries and retirees, they carry a heavy burden of responsibility. And yet, unlike many government institutions, they have considerable discretion in fulfilling their goals and objectives. Even if their independence is circumscribed by statutory requirements, their autonomy is a distinctive aspect of Anglo-America...

Based on data for private wage and salary workers in May 1988, this article examined pension coverage under two types of employer-sponsored pension plans. Some of the factors associated with employer-financed pension coverage were also examined, and comparisons were made to findings on pension coverage of full-time workers in 1972, 1979, and 1983. "Covered" workers were defined as those actuall...

BACKGROUND A number of previous studies have investigated various predictors for being granted a disability pension. The aim of this study was to test the efficacy of sick-leave track record as a predictor of being granted a disability pension in a large dataset based on subjects sampled from the general population and followed for a long time. METHODS Data from five ongoing population-based ...

The rapid transition from defined benefit (DB) pension plans to defined contribution (DC) plans has a potential benefit of offering pension holders greater control over how their pension accumulations are invested. If pension holders are willing to take some risk, investments in the stock market could increase their economic preparation for retirement. Indeed, standard life-cycle models of econ...

The following is the research question for this study. Are students’ learning styles based on the visual, auditory, tactile model correlated to satisfaction of course format in an online undergraduate course? The participants of this study were students enrolled in three sections of the Contemporary Worldviews course at a private higher education institution (HEI). Learning styles were determin...

BACKGROUND Depression ranges among the leading causes of early exit from the labor market worldwide. We aimed to investigate the associations of socio-demographic factors, sickness absence, health care and prescription patterns with the risk of being granted a disability pension in psychiatric outpatients with depression. METHODS All non-retired patients aged 18-60 years and living in Sweden ...

OBJECTIVES Agriculture has undergone major changes, and farmers have been found to have a high prevalence of depression symptoms. We investigated the risk of work disability in Norwegian farmers compared with other occupational groups, as well as the associations between symptoms of anxiety and depression and future disability pension. METHODS We linked working participants of the HUNT2 Surve...

BACKGROUND The social gradient in disability pension is well recognized, however mechanisms accounting for the gradient are largely unknown. The aim of this study was to examine the association between occupational class and subsequent disability pension among middle-aged men and women, and to what extent work-related factors accounted for the association. METHODS A subsample (N = 7031) of th...

The Batur Temple (Pura Ulun Danu Batur) in Kintamani is located at the geographic apex of a so-called ritual water hierarchy and has conventionally been described as a purely religious institution responsible for the coordination and distribution of the irrigation water. However, an analysis of historical palm leaf manuscripts reveals that the temple had a firm economic base with corresponding ...