P2P (Online Peer-to-Peer) lending provides an open marketplace where borrowers make requests for loans by lenders who subsequently decide whether to bid or not following an examination of the relevant information posted by borrowers. In this P2P lending context, the leaderboard, where popular loan requests are displayed at the web’s front page, provides information for lenders to use when evalu...

We study lender behavior in the peer-to-peer (P2P) lending market, where individuals bid on unsecured microloans requested by other individual borrowers. Online P2P exchanges are growing, but lenders in this market are not professional investors. In addition, lenders have to take big risks because loans in P2P lending are granted without collateral. While the P2P lending market shares some char...

The sharing of music files has been the focus of a massive struggle between representatives of major record companies and artists in the music industry, on one side, and peer–to–peer (p2p) file–sharing services and their users, on the other. This struggle can be analysed in terms of tactics used by the two sides, which can be classified into five categories: cover–up versus exposure, devaluatio...

Resource discovery is one of the most important services affecting grid performance. Because of inherent characteristics of grid environments such as heterogeneity, dynamicity and scalability, usually grid resource discovery approaches deal with some challenges to be efficient. One of the most important challenges is reliability and stability of resource discovery in grid environment. The main ...

The recent banking crisis highlights the challenges faced in credit intermediation. New online peerto-peer lending markets offer opportunities to examine lending models that primarily cater to small borrowers and that generate more types of information on which to screen. This paper evaluates screening in a peer-to-peer market where lenders observe both standard financial information and soft, ...

Spend your time even for only few minutes to read a book. Reading a book will never reduce and waste your time to be useless. Reading, for some people become a need that is to do every day such as spending time for eating. Now, what about you? Do you like to read a book? Now, we will show you a new book enPDFd semantic web and peer to peer decentralized management and exchange of knowledge and ...

We present a simulator to compare different approaches to organisation-centred MAS adaptation in a peer-to-peer (P2P) scenario. In particular, we describe our approach to MAS adaptation (2-LAMA), the P2P sharing network case study and the software we built to evaluate different alternatives.

In this paper we look at business models for mobile peer-to-peer content distribution channel and discuss how different factors such as content type and pricing method affect the choice of business model. We identify and explain in more detail these environmental factors of business models. In effect, we try to find out if there is a profitable content business model that would suit the needs o...

On a decentralized network, like Peer-to-Peer (P2P), users can see from where the information arrives, as well communicate their opinions on both the information they have acquired, and the peers who are its source. These personal opinions can be collected, exchanged, and evaluated. Furthermore, these opinions, when evaluated, can be used as guidelines for searching for information, and recomme...

Estimating the life-cycle or duration of a product can be an important input into a firm's decision-making related to production and marketing. In the music industry, online Peer-to-Peer (P2P) networks have attracted millions of potential music consumers and have had substantial impact on the music business. In this paper, we investigate the possible use of P2P information in estimating product...