This study aims to analyse whether library loan statistics can be used as a measure of monograph use and as a selection criterion for inclusion in citation indexes. For this, we conducted an exploratory study based on loan data (1000 most borrowed monographs) from two non-Anglo-Saxon European university libraries (Granada and Vienna) with strong social sciences and humanities components. Loans ...

The purpose of this paper is to present some results about the determinants of book-loans from local public libraries in Norway. The investigation is based on quasi-demand functions where travel time, as an indicator of the shadow price of book-loans, average personal income, information on the book stock, and on other media available at the library, are main explanatory variables. We use panel...

Purpose: In terms of stimulating the economy, banks play an essential role. These directly or indirectly influence economic growth (GDP) a country. This study analyses association between banks' performance and GDP growth. Theoretical Framework: The banking sector acts as effective mechanism that funds various projects all over majority such studies focus on developed nations. Although there is...

We study borrowers’ optimal choice between formal and informal sources of credit in a setting with strategic default due to limited enforcement. Informal loans (e.g., from friends or relatives) can be enforced by the threat of severing social ties which hurts both the borrower and the lender, while formal loans (e.g., from banks) are enforced by requiring collateral. We show that in this settin...

In this paper we study the impact of more transparency in the interbank market on the volume of bank intermediated loans and on the profitability of the banking business. Transparency is modeled by means of the informational content of publicly observable signals correlated to the random interbank interest rate. We find that more transparency may increase or decrease the volume of bank loans. I...

Institutional investors and investment managers seek to better characterize the credit risk of online consumer loans. This article describes how to prepare the data and build a credit risk model that can be used for a number of applications including generating alpha, issuing protection and securitizing loans into bonds with the desired risk/reward profile. A simple example is used to provide i...

It is widely accepted that loans cause deposits. Hitherto, though, the empirical evidence has come from bivariate causality tests which we know can give rise to invalid inference if the two variables are causally influenced by some third, omitted, variable. This is a real danger where loans and deposits are concerned since there is a substantial body of evidence that both are linked to GDP, or ...

The aim of this article is to investigate the dynamic correlation between the Global Economic Policy Uncertainty index (GEPU) and Non-Performing Loans (NPL) in Iran. The relationship between economic uncertainty and banking performance indices is significant because of the systemic importance of banks in every economy. We evaluated this relationship in this developing country, especially under ...

The model presented addresses issues that have recently been discussed under the term ‘financial contagion’. I analyze a situation where the fractions of repaid loans (i.e., the returns on lending) in two domains (e.g., industries or countries) are driven by two independent factors, one specific to the domain and the other a general factor. The fact that these different factors are unobserved g...