Background and aims Social casino games (SCGs) feature gambling themes and are typically free to download and play with optional in-game purchases. Although few players spend money, this is sufficient to make them profitable for game developers. Little is known about the profile and motivations of paying players as compared to non-paying players. Methods This study compared the characteristics ...

Consumer payments in the United States gradually have been shifting away from paper checks for past several years. Cash use has declined as well, although at a much slower pace. As number of check decreased, those replaced with electronic and card payments. However, transition to bills not proceeded same way purchases. Using detailed consumer survey panel data collected over nine years, we trac...

ii I hereby declare that I am the sole author of this thesis. This is a true copy of the thesis, including any required final revisions, as accepted by my examiners. I understand that my thesis may be made electronically available to the public. Abstract An important element in retailing is the use of impulse purchases; generally small items that are bought by consumers on the spur of the momen...

The Electronic Money Directives of the European Union, concerned with the regulation and prudential supervision of electronic money institutions, have now been implemented in the United Kingdom. The implementing provisions are found in a number of disparate legislative instruments. This article identifies the various legislative instruments concerned and articulates the key elements of the regu...

This paper proposes a secure, scalable anonymity and practical payment protocol for Internet purchases. The protocol uses electronic cash for payment transactions. In this new protocol, from the viewpoint of banks, consumers can improve anonymity if they are worried about disclosure of their identities. An agent provides a higher anonymous certificate and improves the security of the consumers....

This study purposes to analyze online consumer reviews on impulsive purchases, and with customer trust as a mediating variable. research was conducted in 2022. The population consumers who have experiences shopping through social media or other applications Indonesia. sample of this 400 respondents. Data analysis techniques used the Structural Equation Model (SEM). data were primary data. colle...

This paper specifies and estimates a dynamic model of consumer preferences for new durable goods with persistent heterogeneous consumer tastes, rational expectations about future products and repeat purchases over time. Most new consumer durable goods, particularly consumer electronics, are characterized by relatively high initial prices followed by rapid declines in prices and improvements in ...

Consumer participation plays a more active role in corporate social responsibility (CSR) than ever before. However, framework describing how approaches generate cognitive and behavior responses consumers is still lacking. The purpose of this study to investigate the different effects among consumers’ (i.e., spending money versus time) on inspiring engage CSR. Additionally, we explore mechanisms...

Abstract Ethical consumerism is one of this century’s retail success stories and has continued to grow despite the global pandemic economic contraction. Consumers worldwide are increasingly putting their money where values in purchases food drink, clothing, housing, financial other services. Understanding these consumers key competing successfully markets for ethically sourced products presents...