The paper is devoted to methods for identifying payment plans and services by mobile operators which are the best for the given subscribers. We base our research on the model-theoretic approach to domain formalization. We use Formal Concept Analysis for processing the mobile subscriber data. An Ontological Model of the domain “Mobile Networks” is constructed in the scope of this research. The O...

This paper first studies the emerging requirements of mobile payment system by way of NFC cell phones, etc., in public transport, especially the security challenges. Then, a secure credit recharge scheme is proposed to cover these new requirements. In the proposed scheme, we make use of a shared secret between the smart card and the server to build a mutual authenticated and secret communicatio...

The paper has four sections. First section has an intro for the mobile payments requirements for a reliable service. Second section shows types and models of mobile payment service but not taking into account the service patterns and the electronic money systems. In section three as a case study is shown an author solution may be improved taking into account the security and ergonomic issues pr...

This research proposal describes a project to investigate mobile commerce continuance in China and in the U.S., with a specific aim to explore the influence of national culture on mobile shopping continuance. For this purpose, a mobile shopping continuance model is developed based on prior theories. An espoused cultural values-based approach by Srite and Karahanna [19] will be deployed to study...

In developing countries, mobile telecom networks have emerged as major providers of financial services, bypassing the sparse retail networks of traditional banks. We analyze a large individual-level data set of mobile money transactions in Tanzania. Transactions can be classified as (i) money transfers to others; (ii) short distance money selftransportation; and (iii) money storage for short to...