This study examines the effect of regulatory policy on efficiency under prudential framework among banks listed in the Iranian Securities and Exchange Organization over the period 2003 to 2015. Arellano-Bond estimation method has been patronized to investigate the effect of regulatory policies on efficiency. Results indicate that regulatory policy indicator indexing reserve requirement on inves...

While competition constrains the ability of banks to extract informational rents from lending relationships, their informational monopoly also curtails competition through the threat of adverse selection. To analyze an intermediary’s optimal strategic response to these opposing effects we specify a model where the severity of asymmetric information between banks and borrowers increases with inf...

Cord blood is a sample of blood taken from a newborn baby's umbilical cord.Cord blood is collected because it is rich in stem cells content, such as hematopoietic cells, which can be used to treat hematopoietic and genetic disorders. Cord Blood Transplantation has been used in the treatment of over 80 diseases, including leukemia, lymphoma and anemia. Advantages of Cord Blood Treatment: • ...

This study investigates the effect of co-production on customer loyalty (attitudinal and behavioral separately) and factors which may boost co-production in an Iranian bank. To investigate co-production in banking services, the proposed model of Auh et al. (2007) was applied. Given the fact that many banks try to get the status of their main customers, co-production was examined due to its pote...

Wemodel a credit network characterized by credit relationships connecting (i) downstream (D) and upstream (U) firms and (ii) firms and banks. The net worth of D firms is the driver of fluctuations. The production of D firms and of their suppliers (U firms) in fact, is constrained by the availability of internal finance—proxied by net worth—to the D firms. The structure of credit interlinkages c...

A laboratory test to differentiate the apparent availability of Mg among supplemental sources would be useful. Evaluation directly with cattle to test the reactivity, solublization (dissolution), and apparent absorption of Mg from various Mg sources in the rumen is tedious, laborious, and expensive. The degree of reactivity in the rumen and release of soluble Mg in the primary absorption site (...

Using unique data on the Irish loan funds, a nineteenth-century system of quasi-banks, we show that higher levels of uncontrolled capital, where there is no residual claimant, lead to higher wages. The loan funds relied on deposits, as well as donations and accumulated profits, to finance their lending. We examine the effect of different levels of deposits and capital on managerial salaries and...

every organization requires employees who can readily accept changes to carry out their day to day business transactions and to accommodate with those changes emerging from the environment. the purpose of this paper is to investigate the impact of readiness for change on organizational change among the employees of the commercial banks. data were collected from 350 employees serving in the priv...

Interest margin income is the main business and profit source of commercial banks. With promotion interest rate liberalization, net can measure operation management level a bank to some extent. liberalization has great impact on development China’s In order study deal with this situation, paper analyzes opportunities challenges brought by china’s banks, puts forward relevant suggestions for ban...