The study carried out an investigation on electronic payment system in Nigeria focusing on the implementation and the constraints antagonizing it with the aim to come up with solutions to the constraints so identified. The ostensible low level of contentment with e-payment system in Nigeria motivated this study. Banks, contractors and government agencies formed the sampling population with tota...

Data Mining deals extracting hidden knowledge, unexpected pattern and new rules from large database. Various customized data mining tools have been developed for domain specific applications such as Biomedicine, DNA analysis and telecommunication. Trends in data mining include further efforts towards the exploration of new application areas and methods for handling complex data types, algorithm...

In recent years, purchase of digital content using the Internet has been increasing both in popularity and convenience. On the other hand, there are a multitude of pirated editions for digital products which have become more available and easier to attain. Therefore, proving legal ownership of digital content has become important. Many researchers have proposed various schemes to protect consum...

Abstract: As moving businesses from face-to-face trading, mail order and telephone order to electronic commerce over open networks such as the Internet, there be an exponentially growth in electronic payment transactions. Therefore, monitoring and evaluating the current electronic payment systems greatly affects the efficiency of money transactions, trades and, finally, the overall economy of t...

0140-3664/$ see front matter 2011 Elsevier B.V. A doi:10.1016/j.comcom.2011.09.003 ⇑ Corresponding author. Tel.: +86 10 62283240. E-mail address: [email protected] (W. Li). Value-added applications in vehicular ad hoc network (VANET) come with the emergence of electronic trading. The restricted connectivity scenario in VANET, where the vehicle cannot communicate directly with the bank for ...

We investigate an approach to automate model-based vulnerability testing of payment protocols used by e-commerce applications. We aim to improve the efficiency and performance of logical vulnerability testing. The proposed approach is based on a formal specification of the protocol implementation (SUT) and vulnerability attack scenario exploitation for driving the test execution. This approach ...

As mobile technologies and services are in stable development, many wonder on whether or not mobile payments will be a destroyer function for mobile commerce. To have an improved considerate of the market, presently there is a require to inspect not only the technology but also the different players that are implicated. This paper investigates the use of mobile payment systems, technologies and...

In: Computer Security { ESORICS 96, volume 1146 of Lecture Notes in Computer Science, pp. 33 { 43, Springer-Verlag, 1996. Abstract. Anonymity of the participants is an important requirement for some applications in electronic commerce, in particular for payment systems. Because anonymity could be in con ict with law enforcement, for instance in cases of blackmailing or money laundering, it has ...

At present, electronic payment activities constructed on the Internet mainly employ the certificate-based public key cryptosystems to solve related security issues. But it is based on the condition that the certificate authority (CA) must be honest and needs to manage the key directory. Furthermore, it needs to spend extra time to verify the signature signed in the digital certificate by the CA...

The payment industry has been characterized by a small number of players that operate the schemes for the facilitation of credit and debit card payments. Over the years, various initiatives have been taken in order to increase competition and hence cost efficiency within the industry. One of the latest efforts is the introduction of Payment Service Directive II (PSDII) within the European Union...