Interest rates have generally trended downward over the past several decades. It has made borrowing cheaper, which encouraged people to spend more. also saving less attractive, contributing increased consumption. At same time, role of household credit significantly. The paper suggests a model for effect an interest rate change on consumption, relies income and loans. is based methods optimal co...

The purpose of the investigation was to determine the relative oxygen consumption (VO2), heart rate and oxygen pulse associated with the constituent elements of an exercise-to-music class. Six women exercise-to-music leaders with a mean(s.d.) age, weight and height of 33.2(5.2) years, 51.0(2.8) kg and 157.9(5.6) cm respectively, completed five distinct exercise-to-music movement elements. The m...