This study aimed to promote the use of mobile transaction services and summarize 13 service items affecting mobile banking transactions, functional programs, and accessibility programs. Furthermore, this study designed questionnaire using ANP (the Analytic Network Process). Three experts from the financial industry and academia with more than five years of working experience were invited to com...

The rhetoric of Islamic banking – exemplified in this opening quote by one of the industry’s most prominent pioneers – is derived from its historical evolution as a model of two-tier silent partnership. In fact, Islamic banks have mimicked conventional bank assets – from receivables to bonds, with credit sale and lease-backed debt instruments. In the meantime, Islamic banks have continued to re...

Many prominent smart contract applications such as payment channels, auctions, and voting systems often involve a mechanism in which some party must respond to challenge or appeal action within fixed time limit. This pattern of challenge-response mechanisms poses great risks if, during periods high transaction volume, the network becomes congested. In this case, fee market competition can preve...