We conduct a series of field experiments to evaluate the quality of advice provided by life insurance agents in India. Agents overwhelmingly recommend unsuitable, strictly dominated products, which provide high commissions to the agent. Agents cater to the beliefs of uninformed consumers, even when those beliefs are wrong. We test whether regulation or the market can improve advice. A natural e...

This summary presents an overview of the information contained in the annual reports of the trustees required under Title XVIII of the Social Security Act, Health Insurance for the Aged and Disabled, commonly known as Medicare. There are two basic programs under Medicare: Hospital insurance (HI), which pays for inpatient hospital care and other related care of those 65 years of age and over and...

BACKGROUND To improve and assess the effectiveness of disease management programs (DMPs), it is critical to understand how many people drop out of disease management programs and why. METHODS We used routine data provided by a statutory health insurance fund from the regions North Rhine, North Wurttemberg and Hesse. As part of the German DMP for type 2 diabetes, the insurance fund received re...

This paper assesses the impact of eligibility for a free means-tested complementary health insurance plan, called Couverture Maladie Universelle Complémentaire (CMUC), on doctor visits. We use information on the selection rule to qualify for the plan to identify the effect of eligibility and adopt a regression discontinuity approach. Our sample consists of low-income individuals enrolled in the...

Salaries 1970-71 Budget Food Service $ 303,245 Supplies & Expenses $ 28,068 Depreciation & Amortization $ 28,068 F.I.C.A, Distribution 14,600 Insurance Allocation 6,000 Interest 40,756 Bldgs. & Grounds Distribution 18,911 Security Distribution 4,955 Utilities Distribution 19,110 Room & Board Expenses 32,868 Retirement Fund Contribution 4,000 Laundry Distribution 23,095 Other Supplies & Expenses...

RESEARCHDESIGNANDMETHODSdUsing claims data from a nationwide statutory health insurance fund (Gmünder ErsatzKasse), we assessed all deaths in a cohort of 5,757 patients with a first stroke between 2005 and 2007 (69.3% male, mean age 68.1 years, 32.2% with diabetes) up to 2009. By use of Cox regression, we estimated time-dependent hazard ratios (HRs) to compare patients with and without diabetes...

1Department of Pathology, College of Korean Medicine, Gachon University, Seongnam 13120, Republic of Korea 2Department of Public Health, Faculty of Medicine, Yildirim Beyazit University, 06050 Ankara, Turkey 3Social Insurance Fund of Russian Federation, Moscow 107139, Russia 4Division of Longevity and Biofunctional Medicine, School of Korean Medicine, Pusan National University, Busan 50610, Rep...

Legislation passed in 1996 changed the way the U.S. federal government acts to reduce risks faced by U.S. crop products. The authors compare the new, alternative forms of revenue insurance to the 1990 deficiency payment program and to a ''no-program'' alternative. They estimate the effects of the alternative polices on the acreage allocations of a representative farm, on the expected government...

This paper presents new evidence on the role of public health insurance in mitigating the adverse outcomes associated with health shocks. I exploit a natural experiment from the rollout of universal health insurance in rural China. Using longitudinal data spanning the period in question, I find that health insurance helps households maintain investment in children’s human capital and agricultur...