This paper undertakes a review and classification of the mobile business (m-business) theme of mobile computing research, with the intention of identifying the dominant issues and conceptual approaches to existing research. It consists of 100 articles published between 2005 and 2012 in a diverse journals focused on information systems, business, and development. The papers are reviewed under th...

Mobile payment is an emerging and important application of mobile commerce. The adoption and use of mobile payment services are critical for both service providers and investors to profit from such an innovation. The present study attempts to identify the determinants of pre-adoption of mobile payment services and explore the temporal evolution of these determinants across the pre-adoption and ...

Chile is recognized as the most wired or the most e-Ready country in South America and in the top quartile globally. Chile has the highest penetration of cell phones in South America, yet it has been slow in adopting mobile commerce. In this exploratory research, both electronic and mobile commerce adoption in Chile are studied. The survey questions are developed based on the previous studies o...

This study investigates mobile banking systems adoption in two countries; Korea and Finland, and proposes a mobile banking resistance model. Both Korea and Finland are currently using the most advanced wireless infrastructure and mobile banking systems. However, numerous inhibitors of mobile banking systems have delayed the widespread use of mobile banking systems. This study reports the signif...

With the advancement of mobile devices and the emergence of Near Field Communication (NFC) technology, payment today is a mere wave-of-the-phone. However, the adoption of mobile credit card (MCC) is still not widespread despite its potential as documented. Premised on this, the study extends the Technology Acceptance Model (TAM) with four additional constructs. The moderating effect of gender w...

This paper presents an investigation of a pilot project that implemented a mobile payment platform in a poor community in Brazil. This project involved the creation of a network of organizations that includes a local microfinance institution, a large retail bank, a mobile phone operator, an international credit card company, and an acquirer, as well as small local merchants. The objective of th...

The views in this paper are solely the responsibility of the author and should not be interpreted as reflecting the views of the Federal Reserve Bank of San Francisco or the Board of Governors of the Federal Reserve System. This paper was produced under the auspices of the Center for the Study of Innovation and Productivity within the Economic Research Department of the Federal Reserve Bank of ...

Evolution of fintech services and the adoption new emerging technology is what seen in today’s world. Very few researchers have studies on factors that affect how human behavior varies as changes. Apart from this, advancement mobile phones increase usage them increased demand online financial services. In this paper an impact through convenient sampling, been considered studied. The perceived e...

The technological challenges have led the bank sector to actively bet on technological innovation strategy including the provision of applications for mobile devices. However, the development of mobile tools has had a greater expression for customers than for commercial managers of banks. This paper aims to present an architecture that supports the desmaterialization of transactions at the coun...