This present study aims at analyzing how microfinance affects household income of its participants as well to find out the factors that influence adopt loan for which a logit model was applied. run on three villages Daulatpur Upazila Kushtia district namely Khalishakundi, Malipara and Silimpur from 350 respondents were chosen randomly. The result reveals Age (p<0.05), size (p<0.01) credit...

what are the main success factors of microfinance institutions in providing financial services to poor people in a sustainable manner? in this article we try to answer this question. in one hand, we analyze the core compatibility between microeconomics of asymmetric information, transaction cost and risk, and new different operational mechanisms applied by microfinance institutions. on the othe...

This research study explores the maligned role of Chanda Kochhar, top-notch executive ICICI Bank, a leading multinational and financial service provider. An alleged corruption case was filed against her under Prevention Money Laundering Act. The after whistleblower that bank had given INR 32.50 billion to Videocon group in 2012, majority which declared as Non- Performing Assets later by bank. f...

The spread of information technology and the digitalization financial services raise a range theoretical questions as structures banking industry undergo change. This change has intensified with impact COVID-19 pandemic which is already being observed. purpose this study therefore threefold: (1) to analyze IT on strategy functioning pre-COVID-19 sector; (2) challenges banks are facing in COVID ...

In this paper we present a methodology of model-based calibration additional capital needed in an interconnected financial system to minimize potential contagion losses. Building on ideas from combinatorial optimization tailored controlling case complete information about interbank network, augment the model with three plausible types fire sale mechanisms. We then demonstrate power euro area ba...

La technologie blockchain est un réseau distribué sur des machines décentralisées qui permet d’effectuer et de valider transactions. Le terme recouvre usages divers le marché bancaire depuis quelques années. En considérant l’architecture la l’infrastructure bancaire, nous clarifions les utilisations ces technologies à partir différe...