PROFESSIONAL liability insurance has become society's chief agency for the distribution of the cost of malpractice by the medical profession. It is quite natural that the medical practitioner, conscious of the possibility of a ruinous malpractice judgment, should seek the protection of insurance. Several factors indicate that this segment of the insurance industry will grow rapidly in the futur...

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Merit rating is the use of the insured's actual claim experience to predict future claim experience. This paper discusses merit rating for professional liability insurance for both individual doctors and group practices. The paper presents several different theoretical formulations for merit rating. Credibilities are stated in terms of the parameters of the risk process. The paper discusses sev...

this research explores the effective ways of sales promotion at liability insurance according to upgrade policies in tehran. the goal is development of planning strategic to help iran insurance industry.  first, we evaluate opinions and views of iran insurance company experts and iran insurance sales agents in tehran on sales promotion (also, priority of the promotion policies) of liability ins...

Professional liability insurance combines types of property for several categories individuals who may cause material harm to third parties as a result their professional activities. As market rivalry has strengthened with the development economy, demand protection increased, and presence policy boosts prestige confidence in eyes his clients business partners.
 In many nations throughout w...

Civil liability for professional malpractice has become a major concern of child welfare workers and their agencies. For example, the 1982 Annual Meeting of the American Humane Association focused its agenda on caseworker liability. Also, the National Association of Social Workers has formed a special ad hoc group on caseworker liability, started publishing materials on the subject, and encoura...

BACKGROUND Access to care remains a key part of improving health care outcomes in the United States. Recent reports have suggested that the number of physicians able to meet the demands for access to care may be decreasing. METHODS We surveyed physicians practicing in rural and urban/suburban areas of Florida in 2004 to determine whether changes were occurring in health care service delivery....