This paper analyzes the effects of parliamentary election cycles on the Turkish banking system. Using annual bank-level data representing all banks in Turkey during 1963–2005, we present evidence of meaningful differences in the structure of bank assets, liabilities and financial performance across different stages of the parliamentary election cycle. However, we find that government-owned bank...

There has been a lot of restructuring and reshaping of the role of the banks in the past decade as India too has groomed itself for a more visible presence on the global platform. Stiff competition between the public sector banks and foreign players has led to public sector banks gaining a dominant while the foreign banks have had to adjust to the domestic banking scene to a great extent. In to...

One of the present phenomena that virtually explain weaknesses in financial systems of different countries is financial repression. Financial repression encompasses the different interferences of governments in financial markets through determining the ceiling interest on bank deposits, high rates of legal reserves, and the government’s interference in distribution of bank credits,which prevent...

of the Paper Information Technology (IT) has got tremendous potential for enhancing the operational efficiency of banks and strengthening their risk management capability, particularly credit risk management. Taking the case of Old Private sector Banks (OPBs) in Kerala state, this paper seeks to analyse the role of IT in improving their net interest margin (NIM) and non-interest margin (NOM), t...

in current dynamic and often turbulent work environment, information technology becomes an effective competitive advantage that organizations largely rely on it. due to this affiliation, the importance of integrity and accommodation between the information technology strategies and business strategies in organizations has been increased. this alliance is the initial aim of the governance of inf...

one of the present phenomena that virtually explain weaknesses in financial systems of different countries is financial repression. financial repression encompasses the different interferences of governments in financial markets through determining the ceiling interest on bank deposits, high rates of legal reserves, and the government’s interference in distribution of bank credits,which prevent...